14909 Barrows Bluff Ter, Bradenton, FL 34212 Property Records

Manatee County property record for 14909 Barrows Bluff Ter, Bradenton, FL 34212 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,190 sqft · built 2020
Lot Size	0.15 acres (6,545 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,319 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5355.1200-9`

Property Details

APN / Parcel Number

Primary APN	`5355.1200-9`
Alternative APN	`341915535512009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,190 sqft Living Area
Gross Area	3,884 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,545 sqft (0.15 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	124 sqft
Balcony	Balcony
Balcony Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	341915535512009
Street Address	14909 BARROWS BLUFF TER
City	BRADENTON
State	FL
Zip	34212-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36, RIVERSIDE PRESERVE PHASE I PI #5355.1200/9
Legal Range	19E
Legal Township	34S
Legal Section	15
Legal Subdivision	RIVERSIDE PRESERVE PHASE 1
Legal Phase	1
Legal Tract	535500
Legal Lot Number	36
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1010
Census Tract	2014

Owner

Source: Manatee County records · APN 5355.1200-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14909 BARROWS BLUFF TER, BRADENTON, FL 34212-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2024
Deed Sale	Nov 07, 2024
Deed Document Number	202041042623
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	202041042623
Record Updated	Jun 08, 2026

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 24, 2020
Property Address	14909 BARROWS BLUFF TER, BRADENTON, FL 34212-1109
Document Number	0041042623
Instrument Date	Apr 24, 2019
Instrument	41042623
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2020
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14909 BARROWS BLUFF TER BRADENTON FL 342121109, BRADENTON, FL 34212-1109

Mortgage

Document Number	41042624
Date	Apr 24, 2020
Instrument	41042624

Lender

Name	M/L FIN'L LLC
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$477,161 (+5.99%)	$535,352 (-6.1%) Land $61,200 Building $474,152
2024	$6,319.00 (+1.06%)
2023	$6,253.00 (+2.63%) Homeowner's exemption	$450,207 (+3%)	$570,146 (+10.43%) Land $61,200 Building $508,946
2022	$6,093.00 Homeowner's exemption	$437,094	$516,284 Land $60,000 Building $456,284

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810020141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 119 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 in force 101 of 119 on primary residences
Nearby Flood Claims	10 (1982–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2024, rainfall accumulation, Hurricane Debby
Flood Events	Hurricane Debby (Aug 2024), 3 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	About 1 in 347 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.