14823 Barrows Bluff Ter, Bradenton, FL 34212 Property Records

Manatee County property record for 14823 Barrows Bluff Ter, Bradenton, FL 34212

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,595 sqft · built 2022
Lot Size0.241 acres (10,511 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (Mar 2024)
Tax Bill$6,637 (2024)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jun 2022 Mortgage
Flood ZoneZone AE (high risk)
APN5355.1455-9

Property Details

APN / Parcel Number

Primary APN5355.1455-9

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,595 sqft Living Area
Gross Area3,741 sqft

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Lot Area10,511 sqft (0.241 acres)
TerrainLow
Garage TypeAttached
Garage Area661 sqft
PorchOpen Porch
Porch Area485 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address14823 BARROWS BLUFF TER
CityBRADENTON
StateFL
Zip34212-1181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 38, RIVERSIDE PRESERVE PHASE II PI #5355.1455/9
Legal SubdivisionRIVERSIDE PRESERVE PH II
Legal Phase2
Legal Lot Number38
JurisdictionMANATEE FL
Township / Civil DivisionMYAKKA CITY
Census Block Group1
Census Block1010
Census Tract2014

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address14823 BARROWS BLUFF TER, BRADENTON, FL 34212-1181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Warranty Deed, Transfer · Conventional Mortgage
UMORTGAGE LLC
Jun 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2024 · Amount on Record
Deed SaleMar 4, 2024 · Amount on Record
Deed Document Number202441021495
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMar 4, 2024
Property Address14823 BARROWS BLUFF TER, BRADENTON, FL 34212-1181
Document Number0041021495
Map ReferenceMB 70 PG 122
Instrument DateMar 4, 2024
Instrument202441021495
Transaction TypeTransfer
Record UpdatedApr 22, 2024

Transaction

AmountAmount Recorded
Tax$4,410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address202 29TH ST W, BRADENTON, FL 34205-4216

Transferred To (Grantee/Buyer)

NameVerified Name
Address14823 BARROWS BLUFF TER, BRADENTON, FL 34212-1181

Mortgage

Document Number0041021496
DateMar 4, 2024
Instrument202441021496
Lender
NameUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0041021496
DateMar 4, 2024
Instrument202441021496
Lender
NameUMORTGAGE LLC
TypeMortgage Company
Address2 LOGAN SQ STE 1400, PHILADELPHIA, PA 19103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address14823 BARROWS BLUFF TER, BRADENTON, FL 34212-1181
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address8305 4TH STREET CIRCLE EAST, PALMETTO, FL 34221

Mortgage

Document Number0041081786
DateJun 22, 2022
Instrument202241081786
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$461,989 (-2.24%) Land $71,400 Building $390,589$461,989 (-6.64%) Land $71,400 Building $390,589
2024$6,637.00 (+1.02%)
2023$6,570.00 (+416.92%) Homeowner's exemption$472,578 (+575.11%)$494,870 (+606.96%) Land $71,400 Building $423,470
2022$1,271.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 119 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies119 in force
Nearby Flood Claims10 (1982–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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