Manatee County property record for 14905 Barrows Bluff Ter, Bradenton, FL 34212
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,137 sqft · built 2020 |
| Lot Size | 0.225 acres (9,784 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $661,164 (Aug 2020) |
| Tax Bill | $7,183 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 5355-1205-9 |
| Primary APN | 5355-1205-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,137 sqft Living Area |
| Gross Area | 4,194 sqft |
| 1st Floor Area | 855 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,784 sqft (0.225 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14905 BARROWS BLUFF TER |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34212-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 37, RIVERSIDE PRESERVE PH I PI #5355.1205/9 |
| Legal Range | 19E |
| Legal Township | 34S |
| Legal Section | 15 |
| Legal Subdivision | RIVERSIDE PRESERVE PHASE 1 |
| Legal Lot Number | 37 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2014 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14905 BARROWS BLUFF TER, BRADENTON, FL 34212-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 31, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage M/L FIN'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 202091931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 14905 BARROWS BLUFF TER, BRADENTON, FL 34212-1109 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14905 BARROWS BLUFF TER, BRADENTON, FL 34212-1109 |
| Document Number | 0041063031 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 202241063031 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 14905 BARROWS BLUFF TER, BRADENTON, FL 34212-1109 |
| Document Number | 0041091931 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 41091931 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,628.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14905 BARROWS BLUFF TER BRADENTON FL 342121109, BRADENTON, FL 34212-1109 |
| Document Number | 41091932 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 41091932 |
| Name | M/L FIN'L LLC |
|---|---|
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,731 (+2.7%) | $577,357 (-1.15%) Land $71,400 Building $505,957 | |
| 2025 | $538,200 (+5.99%) | $584,048 (-6.06%) Land $71,400 Building $512,648 | |
| 2024 | $7,183.00 (+1.03%) | ||
| 2023 | $7,110.00 (+2.6%) Homeowner's exemption | $507,798 (+3%) | $621,698 (+10.94%) Land $71,400 Building $550,298 |
| 2022 | $6,930.00 Homeowner's exemption | $493,008 | $560,381 Land $70,000 Building $490,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 10 (1982–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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