1490 San Ramon Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 1490 San Ramon Rd, Atascadero, CA 93422

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 3 ba · 2,408 sqft · built 1953
Lot Size	2.21 acres (96,483 sqft)
Owner	Individual Name on Record
Tax Bill	$868 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-132-024`

Property Details

APN / Parcel Number

Primary APN	`049-132-024`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	2,408 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Family
Lot Area	96,483 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1490 SAN RAMON RD
City	ATASCADERO
State	CA
Zip	93422-1347
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 48 LT 32
Legal Subdivision	ATASCADERO COLONY
Legal Block	48
Legal Lot Number	32
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1007
Census Tract	12602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1490 SAN RAMON RD, ATASCADERO, CA 93422-1347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 25, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage COASTHILLS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 2, 1997
Transfer Doc	0000020126
Record Updated	Oct 29, 2026

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 25, 2023
Property Address	1490 SAN RAMON RD, ATASCADERO, CA 93422-1347
Document Number	0000028102
Map Reference	MB 3 PG 65A
Instrument Date	May 16, 2023
Instrument	2023028102
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 SAN RAMON RD, ATASCADERO, CA 93422-1347

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 25, 2023
Property Address	1490 SAN RAMON RD, ATASCADERO, CA 93422-1347
Document Number	0000028103
Map Reference	MB 3 PG 65A
Instrument Date	May 16, 2023
Instrument	2023028103
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1490 SAN RAMON RD, ATASCADERO, CA 93422-1347

Mortgage

Document Number	0000028104
Date	Sep 25, 2023
Instrument	2023028104

Lender

Name	COASTHILLS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2038
Change Frequency	10 Years
Index	10-Year TN
Max Rate	11.1%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$84,676 (+2%) Land $25,187 Building $59,489
2025	$868.00 (+3.33%) Homeowner's exemption	$83,017 (+4.04%) Land $24,694 Building $58,323
2023	$840.00 (+3.45%) Homeowner's exemption	$79,795 Land $23,736 Building $56,059
2022	$812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

Nearby Properties on San Ramon Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures