1445 San Ramon Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 1445 San Ramon Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,700 sqft · built 1953
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$3,014 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN049-133-015

Property Details

APN / Parcel Number

Primary APN049-133-015
Alternative APN
  • 049131069

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Building Area2,700 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Lot Area87,120 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Location & Zoning

Old Parcel Number049131069
Street Address1445 SAN RAMON RD
CityATASCADERO
StateCA
Zip93422-1347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCY ATAS ATAS COL BL 48 LT 8
Legal SubdivisionATASCADERO COLONY
Legal Block48
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1008
Census Tract12602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1445 SAN RAMON RD, ATASCADERO, CA 93422-1347
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 2, 2013
Transfer Doc0000002141
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1445 SAN RAMON RD, ATASCADERO, CA 93422-1347
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040823
DateAug 6, 2020
Instrument2020040823
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$276,354 (+2%) Land $105,252 Building $171,102
2025$3,014.00 (+4.98%) Homeowner's exemption$270,937 (+4.04%) Land $103,189 Building $167,748
2023$2,871.00 (+1.34%) Homeowner's exemption$260,418 Land $99,183 Building $161,235
2022$2,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

Nearby Properties on San Ramon Rd

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