San Luis Obispo County property record for 1405 San Ramon Rd, Atascadero, CA 93422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,660 sqft · built 1987 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $9,611 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-133-002 |
| Primary APN | 049-133-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,660 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Construction Type | Wood |
| Lot Area | 161,172 sqft (3.7 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1405 SAN RAMON RD |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-1347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | CY ATAS ATAS COL BL 48 LT 33C |
| Legal Lot Number | 33C |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 12602 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1405 SAN RAMON RD, ATASCADERO, CA 93422-1347 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Mar 22, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Jan 9, 2007 · Amount on Record |
| Last Transfer Date | Mar 22, 2024 |
| Transfer Doc | 0000007569 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1405 SAN RAMON RD, ATASCADERO, CA 93422-1347 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE COMPANY ROSEV |
| Name | Verified Name |
|---|---|
| Address | 1405 SAN RAMON RD, ATASCADERO, CA 93422-1347 |
| Document Number | 0000010487 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024010487 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 22, 2024 |
| Property Address | 1405 SAN RAMON RD, ATASCADERO, CA 93422-1347 |
| Document Number | 0000007569 |
| Map Reference | MB 3 PG 65A |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024007569 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1405 SAN RAMON RD, ATASCADERO, CA 93422-1347 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,611.00 (+4.92%) Homeowner's exemption | $848,489 (+4.04%) Land $468,919 Building $379,570 |
| 2023 | $9,160.00 (+1.27%) Homeowner's exemption | $815,543 Land $450,711 Building $364,832 |
| 2022 | $9,045.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Ranch Wifi, Verizon.
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