149 Zanzibar Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 149 Zanzibar Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,722 sqft · built 2003
Lot Size0.75 acres (32,670 sqft)
Owner2 Trust Names on Record
Last Sale$1,735,000 (Dec 2019)
Tax Bill$22,982 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Dec 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN053-172-27

Property Details

APN / Parcel Number

Primary APN053-172-27
Alternative APN
  • 053-172-27-000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area3,722 sqft Living Area
Gross Area4,163 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialTile
Lot Area32,670 sqft (0.75 acres)
TerrainSteep
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Deck Area758 sqft
Patio Area758 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address149 ZANZIBAR DR
CityAPTOS
StateCA
Zip95003-5540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionTRACT 1304 SEASCAPE UPLANDS
Legal Lot Number96
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1013
Census Tract122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address149 ZANZIBAR DR, APTOS, CA 95003-5540
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2018Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Dec 6, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 28, 2017Grant Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2019 · Amount on Record
Deed SaleDec 6, 2019 · Amount on Record
Prior SaleNov 28, 2017 · Amount on Record
Deed Document Number201938519
Prior Transfer DateJan 3, 2005
Prior Transfer Doc0000017763
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address149 ZANZIBAR DR, APTOS, CA 95003-5540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035498
DateNov 29, 2018
Instrument2018-0035498
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 6, 2019
Property Address149 ZANZIBAR DR, APTOS, CA 95003-5540
Document Number0000038519
Instrument DateOct 8, 2019
Instrument38519
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,908.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address149 ZANZIBAR DR APTOS CA 950035540, APTOS, CA 95003-5540

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 28, 2017
Property Address149 ZANZIBAR DR, APTOS, CA 95003-5540
Document Number0000039711
Map ReferenceMAP93 PG22
Instrument DateNov 20, 2017
Instrument2017-0039711
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address149 ZANZIBAR DR, APTOS, CA 95003-5540

Mortgage

Document Number0000039714
DateNov 28, 2017
Instrument2017-0039714
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,935,426 (+2%) Land $967,713 Building $967,713
2025$22,982.00 (+9.46%) Homeowner's exemption$1,897,476 (+4.04%) Land $948,738 Building $948,738
2023$20,996.00 (+1.98%) Homeowner's exemption$1,823,794 Land $911,897 Building $911,897$1,880,910
2022$20,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

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