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164 Zanzibar Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 164 Zanzibar Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,832 sqft · built 2003
Lot Size0.144 acres (6,273 sqft)
Owner2 Individual Names on File
Last Sale$1,175,000 (May 2012)
Tax Bill$18,215 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Dec 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN053-171-11

Property Details

APN / Parcel Number

Primary APN053-171-11
Alternative APN
  • 053-171-11-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,832 sqft Living Area
Gross Area3,282 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,273 sqft (0.144 acres)
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address164 ZANZIBAR DR
CityAPTOS
StateCA
Zip95003-5541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSEASCAPE UPLANDS TR 1304
Legal Lot Number74
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1010
Census Tract122202

Owner

Source: Santa Cruz County records · APN 053-171-11

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address164 ZANZIBAR DR, APTOS, CA 95003-5541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Line of Credit
MERIWEST CU
Dec 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
MERIWEST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2012 · Amount on Record
Deed SaleMay 31, 2012 · Amount on Record
Prior SaleFeb 14, 2000 · Amount on Record
Deed Document Number201225901
Prior Transfer DateFeb 04, 2002
Prior Transfer Doc0000008926
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address164 ZANZIBAR DR, APTOS, CA 95003-5541
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 ZANZIBAR DR, APTOS, CA 95003-5541

Mortgage

Document Number0000004121
DateFeb 25, 2026
Instrument2026-0004121
Lender
NameMERIWEST CU
TypeCredit Union
AddressSAN JOSE, CA 95153
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address164 ZANZIBAR DR, APTOS, CA 95003-5541
Transaction TypeMortgage
Record UpdatedJan 26, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 ZANZIBAR DR, APTOS, CA 95003-5541

Mortgage

Document Number0000028079
DateDec 18, 2025
Instrument2025-0028079
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address164 ZANZIBAR DR, APTOS, CA 95003-5541
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 ZANZIBAR DR, APTOS, CA 95003-5541

Mortgage

Document Number0000037015
DateJul 12, 2021
Instrument2021-0037015
Lender
NameMERIWEST CU
TypeCredit Union
AddressSAN JOSE, CA 95153
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,505,386 (+2%) Land $752,693 Building $752,693
2025$18,215.00 (+9.66%) Homeowner's exemption$1,475,868 (+4.04%) Land $737,934 Building $737,934
2023$16,611.00 (+1.58%) Homeowner's exemption$1,418,558 Land $709,279 Building $709,279$1,985,400
2022$16,353.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016, rainfall accumulation

Wildfire

Wildfire RiskLow
above 35% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Cruzio Internet, T-Mobile USA, Surfnet Communications, Etheric Communications, LLC., AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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