Santa Cruz County property record for 140 Zanzibar Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,882 sqft |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,665,000 (Sep 2025) |
| Tax Bill | $19,039 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-172-24 |
| Primary APN | 053-172-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,882 sqft Living Area |
| Gross Area | 3,399 sqft |
| Construction Type | Wood |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 207 sqft |
| Patio Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 140 ZANZIBAR DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SEASCAPE UPLANDS |
| Legal Lot Number | 98 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 122202 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6616 N MARTY AVE, FRESNO, CA 93711-0823 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 30, 2025 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jun 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PLM LENDER SERVICES INC |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SAMUELS GARRY M 1998 TR (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2001 · Amount on Record |
| Deed Document Number | 202520761 |
| Prior Transfer Date | Jul 18, 2024 |
| Prior Transfer Doc | 0000014095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 30, 2025 |
| Property Address | 140 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000020761 |
| Map Reference | MB 93 PG 22 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025-0020761 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,031.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6616 N MARTY AVE, FRESNO, CA 93711-0823 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 140 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 140 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000019097 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-0019097 |
| Name | PLM LENDER SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN JOSE, CA 95123 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 140 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SYNRGO |
| Name | Verified Name |
|---|
| Document Number | 0000009374 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020-0009374 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 140 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000009103 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 ZANZIBAR DR APTOS CA 950035541, APTOS, CA 95003-5541 |
| Document Number | 0000009103 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 9103 |
| Name | SAMUELS GARRY M 1998 TR (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,665,000 (+136.64%) Land $2,748,750 Building $916,250 | ||
| 2025 | $19,039.00 (+9.61%) Homeowner's exemption | $1,548,745 (+4.04%) Land $890,454 Building $658,291 | |
| 2023 | $17,369.00 (+2.04%) Homeowner's exemption | $1,488,606 Land $855,877 Building $632,729 | $1,208,610 |
| 2022 | $17,022.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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