Monroe County property record for 149 Sapodilla Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,905 sqft · built 1966 |
| Lot Size | 0.395 acres (17,198 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $365,000 (Jul 1997) |
| Tax Bill | $22,986 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00394200-000000 |
| Primary APN | 00394200-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 3,905 sqft Living Area |
| 1st Floor Area | 3,945 sqft |
| Attic | Attic |
| Attic Area | 460 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 17,198 sqft (0.395 acres) |
| Garage Type | Carport |
| Garage Area | 1,772 sqft |
| Carport | Carport |
| Carport Area | 1,772 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 1,411 sqft |
| Deck Area | 310 sqft |
| Patio Area | 1,310 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1482552 |
|---|---|
| Street Address | 149 SAPODILLA DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 13 MATECUMBE SANDY BEACH LOWER MATCMBE KEY PB3-127 OR495-336 OR648-140 OR648-141 OR1466-14 OR1466-25 OR1466-26 OR3280-0037 OR3280-39 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | MATECUMBE SANDY BEACH |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 149 SAPODILLA DR, ISLAMORADA, FL 33036-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 1997 · Amount on Record |
| Deed Sale | Jul 11, 1997 · Amount on Record |
| Prior Sale | Feb 1, 1976 · Amount on Record |
| Deed Book / Page | 1466 / 26 |
| Transfer Doc | 0014660026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 149 SAPODILLA DR, ISLAMORADA, FL 33036-4101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 149 SAPODILLA DR, ISLAMORADA, FL 33036-4101 |
| Document Number | 0032451427 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 3245/1427 |
| Instrument | 2434873 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,086,506 (+2.03%) Land $2,069,134 Building $1,017,372 | $3,086,506 (+2.03%) Land $2,069,134 Building $1,017,372 | |
| 2024 | $22,986.00 (+4.03%) | ||
| 2023 | $22,095.00 (+15.02%) | $3,024,961 (+28.98%) Land $2,069,134 Building $955,827 | $3,024,961 (+28.98%) Land $2,069,134 Building $955,827 |
| 2022 | $19,209.00 | $2,345,272 Land $1,334,178 Building $1,011,094 | $2,345,272 Land $1,334,178 Building $1,011,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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