146 Sapodilla Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 146 Sapodilla Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,512 sqft · built 1978
Lot Size	0.432 acres (18,837 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Jun 2017)
Tax Bill	$16,283 (2024)
Deeds & Mortgages	Jun 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`00394300-000000`

Property Details

APN / Parcel Number

Primary APN	`00394300-000000`
Alternative APNs	`20643600394300000000` `1482650`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,512 sqft Living Area
Gross Area	5,172 sqft
1st Floor Area	3,715 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	18,837 sqft (0.432 acres)
Garage Type	Attached
Garage Area	660 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,489 sqft
Patio Area	1,180 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1482650
Street Address	146 SAPODILLA DR
City	ISLAMORADA
State	FL
Zip	33036-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LOT 21 MATECUMBE SANDY BEACH LOWER MATCMBE KEY PB3-127 OR82-153/55 OR767-313/14 OR885-858 OR1219-552 OR1895-1843/90F/J OR1956-787 OR1980-2329 OR1980-2330AFF OR2092-1266 OR2092-1267/73AFF OR2862-997/99
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	MATECUMBE SANDY BEACH
Legal Block	3
Legal Lot Number	21
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1007
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 SAPODILLA DR, ISLAMORADA, FL 33036-4102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Mar 10, 2005 · Amount on Record
Deed Document Number	20172129571
Deed Book / Page	2862 / 997
Prior Transfer Date	Oct 8, 2003
Prior Transfer Doc	0019560787
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 30, 2017
Property Address	146 SAPODILLA DR, ISLAMORADA, FL 33036-4102
Document Number	0028620997
Book / Page	002862 / 000997
Instrument Date	Jun 29, 2017
Instrument	2129571
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Tax	$8,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 SAPODILLA DR ISLAMORADA FL 330364102, ISLAMORADA, FL 33036-4102

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,261,079 (+2.58%) Land $1,784,241 Building $476,838	$2,261,079 (+2.58%) Land $1,784,241 Building $476,838
2024	$16,283.00 (+4.18%)
2023	$15,629.00 (+19.7%)	$2,204,116 (+44.23%) Land $1,742,423 Building $461,693	$2,204,116 (+44.23%) Land $1,742,423 Building $461,693
2022	$13,057.00	$1,528,205 Land $1,080,302 Building $447,903	$1,528,205 Land $1,080,302 Building $447,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20