14893 Silver Oaks Loop, Silverhill, AL 36576 Property Records

Baldwin County property record for 14893 Silver Oaks Loop, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,417 sqft · built 2007
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2026)
Tax Bill	$585 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47-02-04-0-000-011.048`

Property Details

APN / Parcel Number

Primary APN	`47-02-04-0-000-011.048`
Alternative APNs	`275855` `361697`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,417 sqft Heated Area
1st Floor Area	1,417 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	361697
Street Address	14893 SILVER OAKS LOOP
City	SILVERHILL
State	AL
Zip	36576-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60' X 135' LOT 46 SILVER OAKS SUB SLIDE 2236-A SEC 4-T6S-R3E (WD)
Legal Subdivision	SILVER OAKS SUB
Legal Lot Number	46
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2015
Census Tract	10907

Owner

Source: Baldwin County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 1, 2022	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL P C
Feb 12, 2025	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK
Sep 20, 2019	Warranty Deed, Transfer · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Feb 12, 2025 · Amount on Record
Deed Document Number	20262256752
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 29, 2026
Property Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729
Document Number	0002256752
Instrument Date	May 29, 2026
Instrument	20262256752
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$27,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729
Investor	Possibly a Property Investor

Mortgage

Document Number	0002002475
Date	Jun 1, 2022
Instrument	2002475

Lender

Name	RUTH RUHL P C
Type	Non-Lending Institution
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Oct 1, 2049

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 12, 2025
Property Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729
Document Number	0002170589
Map Reference	SL 2236-A
Instrument Date	Feb 10, 2025
Instrument	2170589
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 FREDERICK DR, CENTREVILLE, MD 21617-2094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729

Mortgage

Document Number	0002170590
Date	Feb 12, 2025
Instrument	2170590

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 20, 2019
Property Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729
Document Number	0001785003
Map Reference	SL 2236-A
Instrument Date	Sep 13, 2019
Instrument	1785003
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 GREENBERG DRIVE, 402, ATHENS, AL 35613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14893 SILVER OAKS LOOP, SILVERHILL, AL 36576-3729

Mortgage

Document Number	0001785004
Date	Sep 20, 2019
Instrument	1785004

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO IN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 (+1.39%)	$20,000 (+1.21%) Land $4,280 Building $15,720	$200,000 (+1.21%) Land $42,800 Building $157,200
2024	$577.00 (-3.19%) Homeowner's exemption	$19,760 (-4.45%) Land $3,960 Building $15,800	$197,600 (-4.36%) Land $39,600 Building $158,000
2023	$596.00 (+17.09%) Homeowner's exemption	$20,680 (+15.53%)	$206,600 (+15.48%) Land $36,100 Building $170,500
2022	$509.00 (+32.21%) Homeowner's exemption	$17,900	$178,900 Land $38,000 Building $140,900
2021	$385.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Nearby Properties on Silver Oaks Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures