14876 Silver Oaks Loop, Silverhill, AL 36576 Property Records

Baldwin County property record for 14876 Silver Oaks Loop, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,495 sqft · built 2021
Lot Size	0.222 acres (9,674 sqft)
Owner	Individual Name on Record
Last Sale	$206,724 (Sep 2021)
Tax Bill	$627 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-02-04-0-000-011.031`

Property Details

APN / Parcel Number

Primary APN	`47-02-04-0-000-011.031`
Alternative APNs	`275838` `383720`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,495 sqft Heated Area
1st Floor Area	1,495 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,674 sqft (0.222 acres)
Lot Dimensions	138 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	383720
Street Address	14876 SILVER OAKS LOOP
City	SILVERHILL
State	AL
Zip	36576-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70' X 138.2' LOT 30 SILVER OAKS SUB SLIDE 2236-A SEC 4-T6S-R3E (WD/SURVIVORSHIP)
Legal Subdivision	SILVER OAKS SUB
Legal Lot Number	30
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10907

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14876 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Aug 9, 2018	Loan Modification, Mortgage ATTORNEY ONLY
Aug 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	20211946619
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 27, 2021
Property Address	14876 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740
Document Number	0001946619
Instrument Date	Aug 31, 2021
Instrument	1946619
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26050 EQUITY DRA, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14876 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740

Mortgage

Document Number	0001946620
Date	Sep 27, 2021
Instrument	1946620

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	14876 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740
Document Number	0001714612
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 20, 2018
Property Address	14876 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740
Document Number	0001714611
Instrument Date	Aug 9, 2017
Instrument	1714611
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$945.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$627.00 (-1.57%) Homeowner's exemption Senior Citizen's exemption
2025	$637.00 (+0.63%)	$26,400 (-0.9%) Land $4,280 Building $22,120	$264,000 (-0.86%) Land $42,800 Building $221,200
2023	$633.00 (+16.36%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$26,640 (+15.83%)	$266,300 (+15.83%) Land $36,100 Building $230,200
2022	$544.00 (+270.07%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$23,000	$229,900 Land $38,000 Building $191,900
2021	$147.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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