14886 Silver Oaks Loop, Silverhill, AL 36576 Property Records

Baldwin County property record for 14886 Silver Oaks Loop, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,349 sqft · built 2007
Lot Size	0.19 acres (8,292 sqft)
Owner	2 Company Names on Record
Last Sale	$203,000 (Nov 2025)
Tax Bill	$473 (2026)
Deeds & Mortgages	Nov 2025 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-02-04-0-000-011.032`

Property Details

APN / Parcel Number

Primary APN	`47-02-04-0-000-011.032`
Alternative APNs	`275839` `325220`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,349 sqft Heated Area
1st Floor Area	1,349 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,292 sqft (0.19 acres)
Lot Dimensions	138 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	325220
Street Address	14886 SILVER OAKS LOOP
City	SILVERHILL
State	AL
Zip	36576-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60' X 138.2' LOT 31 SILVER OAKS SUB SLIDE 2236-A SEC 4-T6S-R3E (WD - SURVIVORSHIP)
Legal Subdivision	SILVER OAKS SUB
Legal Lot Number	31
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10907

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14886 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	20252221828
Prior Transfer Date	Nov 10, 2025
Prior Transfer Doc	0002221828
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 17, 2025
Property Address	14886 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740
Document Number	0002221828
Map Reference	SL 2263A
Instrument Date	Nov 10, 2025
Instrument	2221828
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	14886 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14886 SILVER OAKS LOOP, SILVERHILL, AL 36576-3740
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001860670
Date	Oct 1, 2020
Instrument	1860670

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$473.00 (-3.07%) Homeowner's exemption Senior Citizen's exemption
2025	$488.00 (+1.24%)	$20,300 (+1.1%) Land $4,280 Building $16,020	$203,000 (+1.15%) Land $42,800 Building $160,200
2024	$482.00 (-2.63%) Homeowner's exemption	$20,080 (-4.47%) Land $3,960 Building $16,120	$200,700 (-4.43%) Land $39,600 Building $161,100
2023	$495.00 (+16.47%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$21,020 (+15.75%)	$210,000 (+15.64%) Land $36,100 Building $173,900
2022	$425.00 (+34.49%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$18,160	$181,600 Land $38,000 Building $143,600
2021	$316.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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