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1488 Bay Tree Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1488 Bay Tree Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,639 sqft · built 2000
Lot Size0.278 acres (12,089 sqft)
Owner2 Individual Names on Record
Last Sale$580,000 (Jun 2013)
Tax Bill$8,844 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN783-35-080

Property Details

APN / Parcel Number

Primary APN783-35-080

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,639 sqft Living Area
1st Floor Area1,341 sqft
2nd Floor Area1,298 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleH-Shape
Construction TypeWood
Lot Area12,089 sqft (0.278 acres)
Garage Area627 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1488 BAY TREE DR
CityGILROY
StateCA
Zip95020-7416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9162 LOT 6
Legal SubdivisionDEER PARK
Legal Tract9162
Legal Lot Number6
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1018
Census Tract512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1488 BAY TREE DR, GILROY, CA 95020-7416
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 13, 2020Deed of Trust, Mortgage · Line of Credit
FREMONT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2013 · Amount on Record
Deed SaleJun 14, 2013 · Amount on Record
Prior SaleAug 28, 2003 · Amount on Record
Deed Document Number201322264390
Last Transfer DateNov 19, 2014
Transfer Doc0022784064
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1488 BAY TREE DR, GILROY, CA 95020-7416
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024518598
DateJun 26, 2020
Instrument24518598
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1488 BAY TREE DR, GILROY, CA 95020-7416
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1488 BAY TREE DR, GILROY, CA 95020-7416

Mortgage

Document Number0024701615
DateNov 13, 2020
Instrument24701615
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 20, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$728,499 (+2%) Land $291,399 Building $437,100
2025$8,844.00 (+2.18%)$714,216 (+4.04%) Land $285,686 Building $428,530
2023$8,655.00 (+1.67%)$686,485 Land $274,594 Building $411,891
2022$8,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: Frontier.

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