1481 Bay Tree Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1481 Bay Tree Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,639 sqft · built 2000
Lot Size	0.217 acres (9,463 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Aug 2021)
Tax Bill	$11,794 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-35-078`

Property Details

APN / Parcel Number

Primary APN	`783-35-078`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
1st Floor Area	1,341 sqft
2nd Floor Area	1,298 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	9,463 sqft (0.217 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1481 BAY TREE DR
City	GILROY
State	CA
Zip	95020-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9162 LOT 4
Legal Subdivision	DEER PARK
Legal Tract	9162
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1018
Census Tract	512516

Owner

Source: Santa Clara County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1481 BAY TREE DR, GILROY, CA 95020-7402
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 25, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 11, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	202125077755
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0025077755
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 14, 2026
Property Address	1481 BAY TREE DR, GILROY, CA 95020-7402
Document Number	0025972942
Instrument Date	Apr 7, 2026
Instrument	202625972942
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1481 BAY TREE DR, GILROY, CA 95020-7402

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 25, 2021
Property Address	1481 BAY TREE DR, GILROY, CA 95020-7402
Document Number	0025077755
Map Reference	MB 718 PG 53-55
Instrument Date	Jun 16, 2021
Instrument	25077755
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1481 BAY TREE DR, GILROY, CA 95020-7402

Mortgage

Document Number	0025077756
Date	Aug 25, 2021
Instrument	25077756

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 11, 2017
Property Address	1481 BAY TREE DR, GILROY, CA 95020-7402
Document Number	0023621657
Instrument Date	Apr 5, 2017
Instrument	23621657
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$913.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1481 BAY TREE DR GILROY CA 950207402, GILROY, CA 95020-7402

Mortgage

Document Number	23621658
Date	Apr 11, 2017
Instrument	23621658

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$982,546 (+2%) Land $393,018 Building $589,528
2025	$11,794.00 (+1.61%) Homeowner's exemption	$963,281 (+4.04%) Land $385,312 Building $577,969
2024	$11,607.00 (+0.59%)
2023	$11,539.00 (+1.52%) Homeowner's exemption	$925,877 Land $370,350 Building $555,527
2022	$11,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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