1485 Bay Tree Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1485 Bay Tree Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,639 sqft · built 2000
Lot Size	0.163 acres (7,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Nov 2020)
Tax Bill	$10,785 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-35-077`

Property Details

APN / Parcel Number

Primary APN	`783-35-077`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
1st Floor Area	1,341 sqft
2nd Floor Area	1,298 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,106 sqft (0.163 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1485 BAY TREE DR
City	GILROY
State	CA
Zip	95020-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9162 LOT 3
Legal Subdivision	DEER PARK
Legal Tract	9162
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1018
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1485 BAY TREE DR, GILROY, CA 95020-7402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 9, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	202024695502
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0024695502
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1485 BAY TREE DR, GILROY, CA 95020-7402
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 BAY TREE DR, GILROY, CA 95020-7402

Mortgage

Document Number	0024743445
Date	Dec 10, 2020
Instrument	24743445

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 9, 2020
Property Address	1485 BAY TREE DR, GILROY, CA 95020-7402
Document Number	0024531197
Map Reference	MB 718 PG 53-55
Instrument Date	Jun 2, 2020
Instrument	24531197
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1485 BAY TREE DR, GILROY, CA 95020-7402

Mortgage

Document Number	0024531198
Date	Jul 9, 2020
Instrument	24531198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 10, 2020
Property Address	1485 BAY TREE DR, GILROY, CA 95020-7402
Document Number	0024695502
Map Reference	MB 718 PG 53-55
Instrument Date	May 24, 2019
Instrument	24695502
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1485 BAY TREE DR, GILROY, CA 95020-7402

Mortgage

Document Number	0024695503
Date	Nov 10, 2020
Instrument	24695503

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,969 (+2%) Land $318,726 Building $572,243
2025	$10,785.00 (+2.19%)	$873,500 (+4.04%) Land $312,477 Building $561,023
2023	$10,554.00 (+3.52%)	$839,583 Land $300,344 Building $539,239
2022	$10,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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