1484 Rays Bridge Rd, Carthage, NC 28327 Property Records

Moore County property record for 1484 Rays Bridge Rd, Carthage, NC 28327 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,048 sqft · built 1989
Lot Size	0.466 acres (20,299 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Oct 2025)
Tax Bill	$1,038 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`857402965681`

Property Details

APN / Parcel Number

Primary APN	`857402965681`
Alternative APNs	`00032145` `97042563` `97053686`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Rolled Roofing
Lot Area	20,299 sqft (0.466 acres)
Porch	Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97053686
Street Address	1484 RAYS BRIDGE RD
City	CARTHAGE
State	NC
Zip	28327-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEDGEWOOD LOT 10 ALS ADVLTAX RAYS BRIDGE
Legal Subdivision	WEDGEWOOD
Legal Lot Number	10
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2037
Census Tract	950506

Owner

Source: Moore County records · APN 857402965681

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1484 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 02, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 18, 2022	Intrafamily Transfer, Transfer
Jul 17, 2020	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2025 · Amount on Record
Deed Sale	Oct 02, 2025 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202514103
Deed Book / Page	6423 / 48
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000002054
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1484 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005594/49
Date	Apr 16, 2021
Book Page	5594/49
Instrument	2021009009

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 02, 2025
Property Address	1484 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Document Number	0006423/48
Book / Page	6423 / 48
Map Reference	MB 7 PG 89
Instrument Date	Sep 29, 2025
Instrument	2025014103
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4628 LISS BRIDGE LN, GREENSBORO, NC 27410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914

Mortgage

Document Number	2025014104
Date	Oct 02, 2025
Instrument	2025014104

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

Interest

Rate Type	Adjustable Rate
Rate	6.02%
Type Change Date	Nov 01, 2030
Change Frequency	5 Years
Min Rate At Change	4.02%
Max Rate At Change	8.02%
Index	5-Year TN
Max Rate	12%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	Mar 18, 2022
Property Address	1484 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Document Number	005815/448
Book / Page	5815 / 448
Map Reference	MB 7 PG 89
Instrument Date	Mar 18, 2022
Instrument	2022004772
Transaction Type	Transfer
Record Updated	Apr 05, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-8914

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 17, 2020
Property Address	1484 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Document Number	005373/269
Book / Page	5373 / 269
Map Reference	MB 7 PG 89
Instrument Date	Jul 15, 2020
Instrument	2020012699
Transaction Type	Transfer
Record Updated	Apr 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 W CRAVEN AVE, 625, PINEBLUFF, NC 28373-8225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-8914

Mortgage

Document Number	2020012700
Date	Jul 17, 2020
Instrument	2020012700

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Moore County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,038.00	$247,300 (-) Land $50,000 Building $197,300
2025	$1,038.00 (-3.44%)	$247,300 (-) Land $50,000 Building $197,300
2024	$1,075.00 (-4.44%)	$247,300 (-) Land $50,000 Building $197,300	$247,300 (-) Land $50,000 Building $197,300
2023	$1,125.00	$247,300 Land $50,000 Building $197,300	$247,300 Land $50,000 Building $197,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Moore County (37125C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371259505062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

1484 Rays Bridge Rd, Carthage, NC 28327 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Rays Bridge Rd

Nearby Streets

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