Moore County property record for 1440 Rays Bridge Rd, Carthage, NC 28327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,734 sqft · built 1970 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Company Name on Record |
| Last Sale | $532 (Jun 2025) |
| Tax Bill | $1,557 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 857402969789 |
| Primary APN | 857402969789 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,769 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Rolled Roofing |
| Lot Area | 40,075 sqft (0.92 acres) |
| Porch | Porch |
| Porch Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 97062049 |
|---|---|
| Street Address | 1440 RAYS BRIDGE RD |
| City | CARTHAGE |
| State | NC |
| Zip | 28327-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSIII |
| Legal Description | WEDGEWOOD LOT 14 15 ALS ADVLTAX RAYS BRIDGE |
| Legal Subdivision | WEDGEWOOD |
| Legal Lot Number | 14-15 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 7, MCNEILL |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950506 |
Source: Moore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 325 E BALTIMORE AVE, PINEBLUFF, NC 28373-8903 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 27, 2023 | Warranty Deed, Transfer · VA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 7, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on Record |
| Deed Sale | Jun 2, 2025 · Amount on Record |
| Prior Sale | Feb 27, 2023 |
| Deed Document Number | 20257566 |
| Deed Book / Page | 6356 / 256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Feb 27, 2023 |
| Property Address | 1440 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-8914 |
| Document Number | 005978/437 |
| Book / Page | 5978 / 437 |
| Map Reference | MB 7 PG 89 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023002416 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 E APHRODITE CT, BOISE, ID 83716-7060 |
| Name | Verified Name |
|---|---|
| Address | 1440 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-8914 |
| Document Number | 2023002417 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023002417 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 1440 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-8914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5468/316 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 5468/316 |
| Instrument | 2020022424 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Jan 7, 2020 |
| Property Address | 1440 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-8914 |
| Document Number | 5251/099 |
| Book / Page | 5251 / 099 |
| Map Reference | MB 7 PG 89 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 2020000219 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $218.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 883 TITAN RD SE, 883, PALM BAY, FL 32909-7433 |
| Name | Verified Name |
|---|---|
| Address | 100 MARKET SQ, PINEHURST, NC 28374-9322 |
| Mail Care Of | DONNEL G ADAMS |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,557.00 | $370,920 (-) Land $61,750 Building $309,170 | |
| 2025 | $1,557.00 (+1.96%) | $370,920 (+10.52%) Land $61,750 Building $309,170 | |
| 2024 | $370,920 (-) Land $61,750 Building $309,170 | ||
| 2023 | $1,527.00 | $335,610 Land $61,750 Building $273,860 | $370,920 Land $61,750 Building $309,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2018–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112 |
|---|---|
| Water Source | Purchased surface water from TOWN OF SOUTHERN PINES |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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