1424 Rays Bridge Rd, Carthage, NC 28327 Property Records

Moore County property record for 1424 Rays Bridge Rd, Carthage, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,471 sqft · built 2008
Lot Size	0.827 acres (36,024 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Aug 2006)
Tax Bill	$1,727 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85840961877`

Property Details

APN / Parcel Number

Primary APN	`85840961877`
Alternative APNs	`858409061877` `00041441` `85585000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,471 sqft Living Area
1st Floor Area	2,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	36,024 sqft (0.827 acres)
Porch	Porch
Porch Area	170 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	85585000
Street Address	1424 RAYS BRIDGE RD
City	CARTHAGE
State	NC
Zip	28327-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSIII
Legal Description	WEDGEWOOD LOT 16 ALS ADVLTAX RAYS BRIDGE
Legal Subdivision	MAP OF WEDGEWOOD
Legal Lot Number	16
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2037
Census Tract	950506

Owner

1424 Rays Bridge Rd is owned and occupied by two individuals who bought it in August 2006.

Source: Moore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1424 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 25, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2006 · Amount on File
Deed Sale	Aug 4, 2006 · Amount on File
Prior Sale	Mar 15, 1999 · Amount on File
Deed Document Number	200615767
Deed Book / Page	3076 / 404
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Recording Date	Jul 17, 2026
Property Address	1424 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Document Number	0000011140
Book / Page	6583 / 492
Instrument Date	Jul 15, 2026
Instrument	202611140
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914

Mortgage

Document Number	0000011140,
Date	Jul 17, 2026
Book Page	6583/492
Instrument	202611140

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1424 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005798/34
Date	Feb 15, 2022
Book Page	5798/34
Instrument	2022002800

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CARTHAGE, NC 28327

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1424 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5050/221
Date	Oct 25, 2018
Book Page	5050/221
Instrument	2018015353

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1424 RAYS BRIDGE RD, CARTHAGE, NC 28327-8914
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5502/355
Date	Dec 29, 2020
Book Page	5502/355
Instrument	2020025840

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1424 Rays Bridge Rd was $1,727.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,727.00	$411,340 (-) Land $60,000 Building $351,340
2025	$1,727.00	$411,340 Land $60,000 Building $351,340
2024			$411,340 (-) Land $60,000 Building $351,340
2023	$1,871.00	$411,340 Land $60,000 Building $351,340	$411,340 Land $60,000 Building $351,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1424 Rays Bridge Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1424 Rays Bridge Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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