1573 Carter Rd, Decherd, TN 37324 Property Records

Franklin County property record for 1573 Carter Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 2,035 sqft · built 1998
Lot Size	0.591 acres (25,760 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2020)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026057I A 01200`

Property Details

APN / Parcel Number

Primary APN	`026057I A 01200`
Alternative APN	`057I A 01200`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,035 sqft Living Area
1st Floor Area	1,888 sqft
Upper Floors Area	489 sqft
Attic	Attic
Attic Area	489 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,760 sqft (0.591 acres)
Lot Dimensions	224 ft deep x 115 ft wide
Garage Type	Finished
Garage Area	489 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	364 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1573 CARTER RD
City	DECHERD
State	TN
Zip	37324-3976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20 115'X224', COUNTY AREA: R04
Legal Subdivision	BLUE SPRINGS PH I
Legal Lot Number	12
Jurisdiction	FRANKLIN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	960600

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1573 CARTER RD, DECHERD, TN 37324-3976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Mar 30, 2017	Quit Claim Deed, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	Aug 11, 2006 · Amount on File
Deed Document Number	20201767
Deed Book / Page	442 / 494
Transfer Doc	0000001889
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 24, 2020
Property Address	1573 CARTER RD, DECHERD, TN 37324-3976
Document Number	0020001767
Book / Page	D0442 / 494
Map Reference	ENV 302 A
Instrument Date	Mar 23, 2020
Instrument	20001767
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 ROBERT ROSE DR # 200, 200, MURFREESBORO, TN 37129-6419

Mortgage

Document Number	0020001768
Date	Mar 24, 2020
Instrument	20001768

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 30, 2017
Property Address	1573 CARTER RD, DECHERD, TN 37324-3976
Document Number	0000001889
Book / Page	000418 / 000677
Instrument Date	Mar 24, 2017
Instrument	1889
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1573 CARTER RD DECHERD TN 373243976, DECHERD, TN 37324-3976

Mortgage

Document Number	1890
Date	Mar 30, 2017
Book Page	001213/000338
Instrument	1890

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00 (+5.41%)	$73,200 (-0.98%) Land $15,000 Building $58,200
2023		$73,925 Land $15,000 Building $58,925
2022	$1,386.00		$292,800 Land $60,000 Building $232,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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