Santa Cruz County property record for 1481 Main St, Watsonville, CA 95076
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,458 sqft · built 2002 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Oct 2000) |
| Tax Bill | $28,418 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-271-19 |
| Primary APN | 018-271-19 |
|---|---|
| Alternative APN |
|
| Building Area | 3,458 sqft Gross Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Tile |
| Lot Area | 14,810 sqft (0.34 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1481 MAIN ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3759 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Subdivision | FOREST PARK WITH ADDITIONS |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 110402 |
1481 Main St, a commercial property, is owned by a company that bought it in October 2000.
Source: Santa Cruz County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3333 CLARES ST, CAPITOLA, CA 95010-2546 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2000 · Amount on File |
| Deed Sale | Oct 6, 2000 · Amount on File |
| Deed Document Number | 200048659 |
| Prior Transfer Date | Sep 25, 2000 |
| Prior Transfer Doc | 0000048661 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1481 Main St was $28,418.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,294,189 (+2%) Land $880,003 Building $1,414,186 | |
| 2025 | $28,418.00 | $2,249,205 Land $862,748 Building $1,386,457 |
| 2023 | $25,323.00 (+1.76%) | $2,161,866 Land $829,247 Building $1,332,619 |
| 2022 | $24,884.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1481 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1481 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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