14807 Co Rd 3581, Ada, OK 74820 Property Records

Pontotoc County property record for 14807 Co Rd 3581, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1979
Lot Size	1.15 acres (50,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Apr 2025)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18345`

Property Details

APN / Parcel Number

Primary APN	`18345`
Alternative APN	`0810-00-002-001-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,220 sqft (1.15 acres)
Lot Dimensions	310 ft deep x 162 ft wide
Garage Type	Carport
Garage Area	418 sqft
Carport	Carport
Carport Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	256 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18345
Street Address	14807 COUNTY ROAD 3581
City	ADA
State	OK
Zip	74820-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LESS W 25' BLOCK 2 HAYDEN-ENGEL SLEEPY HOLLOW
Legal Subdivision	HAYDEN-ENGEL SLEEPY HOLLOW -SD 16- SW 3
Legal Block	2
Legal Lot Number	1
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1024
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14807 COUNTY ROAD 3581, ADA, OK 74820-3041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Deed Document Number	20252377
Deed Book / Page	3887 / 137
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 28, 2025
Property Address	14807 COUNTY ROAD 3581, ADA, OK 74820-3041
Document Number	003887/137
Book / Page	3887 / 137
Instrument Date	Apr 28, 2025
Instrument	I-2025-002377
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14807 COUNTY ROAD 3581, ADA, OK 74820-3041

Mortgage

Document Number	I2025002378
Date	Apr 28, 2025
Instrument	I-2025-002378

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,560 (+129.66%) Land $2,400 Building $26,160	$238,000 (+28.03%) Land $20,000 Building $218,000
2025	$1,032.00 (+0.19%) Homeowner's exemption	$12,436 (+3%) Land $798 Building $11,638	$185,896 (+1.82%) Land $20,000 Building $165,896
2024	$1,030.00 (+23.21%) Homeowner's exemption	$12,074 (+3%) Land $775 Building $11,299	$182,575 (+9.21%) Land $8,500 Building $174,075
2023	$836.00 Homeowner's exemption	$11,722 Land $766 Building $10,956	$167,179 Land $8,500 Building $158,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 81% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20