Pontotoc County property record for 14779 Co Rd 3581, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,768 sqft · built 1981 |
| Lot Size | 0.792 acres (34,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Oct 2015 Mortgage Apr 2009 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18348 |
| Primary APN | 18348 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,768 sqft Living Area |
| 1st Floor Area | 2,768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,500 sqft (0.792 acres) |
| Lot Dimensions | 230 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Deck Area | 768 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18348 |
|---|---|
| Street Address | 14779 COUNTY ROAD 3581 |
| City | ADA |
| State | OK |
| Zip | 74820-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 2 HAYDEN-ENGEL SLEEPY HOLLOW |
| Legal Subdivision | HAYDEN-ENGEL SLEEPY HOLLOW -SD 16- SW 3 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 88801 |
14779 Co Rd 3581 is owned and occupied by two individuals.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14779 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2015 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Apr 22, 2009 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADAD |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 14779 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002974/195 |
|---|---|
| Date | Oct 20, 2015 |
| Book Page | 2974/195 |
| Instrument | 2015-005740 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 14779 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002361/103 |
|---|---|
| Date | Apr 22, 2009 |
| Book Page | 2361/103 |
| Instrument | 2009-011099 |
| Name | CITIZENS BANK OF ADAD |
|---|---|
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2024 |
The 2025 property tax bill for 14779 Co Rd 3581 was $1,223 with a homeowner's exemption, up 0.2% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,986 (+2.99%) Land $873 Building $14,113 | $124,891 (-54.61%) Land $7,277 Building $117,614 | |
| 2025 | $1,223.00 (+0.25%) Homeowner's exemption | $14,551 (+3.01%) Land $848 Building $13,703 | $275,167 (-5.12%) Land $20,000 Building $255,167 |
| 2024 | $1,220.00 (+23.11%) Homeowner's exemption | $14,126 (+2.99%) Land $823 Building $13,303 | $290,010 (+10.04%) Land $9,500 Building $280,510 |
| 2023 | $991.00 Homeowner's exemption | $13,716 Land $817 Building $12,899 | $263,542 Land $9,500 Building $254,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14779 Co Rd 3581 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14779 Co Rd 3581 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 81% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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