Pontotoc County property record for 14762 Co Rd 3581, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,124 sqft · built 1978 |
| Lot Size | 0.532 acres (23,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Aug 2024) |
| Tax Bill | $2,653 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2011 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18358 |
| Primary APN | 18358 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,200 sqft (0.532 acres) |
| Lot Dimensions | 145 ft deep x 160 ft wide |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Deck Area | 360 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18358 |
|---|---|
| Street Address | 14762 COUNTY ROAD 3581 |
| City | ADA |
| State | OK |
| Zip | 74820-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLOCK 2 HAYDEN-ENGEL SLEEPY HOLLOW |
| Legal Subdivision | HAYDEN-ENGEL SLEEPY HOLLOW -SD 16- SW 3 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 88801 |
Source: Pontotoc County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14762 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Sep 21, 2011 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA |
| Aug 18, 2008 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OKLAHOMA NA |
| Aug 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on Record |
| Deed Sale | Aug 26, 2024 · Amount on Record |
| Prior Sale | May 21, 2003 · Amount on Record |
| Deed Document Number | 20244530 |
| Deed Book / Page | 3819 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 14762 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 14762 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Document Number | 003979/121 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 3979/121 |
| Instrument | I-2026-000781 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 14762 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002566/003 |
|---|---|
| Date | Sep 21, 2011 |
| Book Page | 2566/003 |
| Instrument | 2011-005051 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 14762 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002297/065 |
|---|---|
| Date | Aug 18, 2008 |
| Book Page | 2297/065 |
| Instrument | 2008-005368 |
| Name | BANK OF OKLAHOMA NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Aug 26, 2024 |
| Property Address | 14762 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Document Number | 0003819/97 |
| Book / Page | 3819 / 97 |
| Instrument Date | Jul 23, 2024 |
| Instrument | I-2024-004530 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14762 COUNTY ROAD 3581, ADA, OK 74820-3040 |
| Document Number | I2024004531 |
|---|---|
| Date | Aug 26, 2024 |
| Instrument | I-2024-004531 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,369 (-0.11%) Land $3,600 Building $25,769 | $244,744 (-0.1%) Land $30,000 Building $214,744 | |
| 2025 | $2,653.00 (+0.19%) | $29,400 (+51.17%) Land $3,600 Building $25,800 | $245,000 (+26.39%) Land $30,000 Building $215,000 |
| 2024 | $2,648.00 (+83.38%) | $19,448 (+5%) Land $1,215 Building $18,233 | $193,845 (+25.59%) Land $17,500 Building $176,345 |
| 2023 | $1,444.00 | $18,522 Land $1,000 Building $17,522 | $154,347 Land $8,333 Building $146,014 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 81% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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