Wright County property record for 14818 77th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,482 sqft · built 2017 |
| Lot Size | 0.369 acres (16,105 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Jul 2018) |
| Tax Bill | $5,862 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-003010 |
| Primary APN | 118-292-003010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Basement Area | 859 sqft |
| Finished Basement | 859 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 16,105 sqft (0.369 acres) |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14818 77TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-001 BLOCK-003 1 BLOCK-003 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14818 77TH ST NE, ELK RIVER, MN 55330-6918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Jul 10, 2018 | Warranty Deed, Subdivision Related Transfer LIBERTY TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Deed Document Number | 20181374435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14818 77TH ST NE, OTSEGO, MN 55330-6918 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | SIMPLE TITLE AND ESCROW, SILK TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0001470611 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 1470611 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14818 77TH ST NE, OTSEGO, MN 55330-6918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SHERBURNE CO ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 0001402833 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 1402833 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 10, 2018 |
| Property Address | 14818 77TH ST NE, OTSEGO, MN 55330-6918 |
| Document Number | 0001374435 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 1374435 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | LIBERTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,402.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14818 77TH ST NE, OTSEGO, MN 55330-6918 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,862.00 (-0.41%) | $522,800 (+0.48%) Land $100,000 Building $422,800 | $522,800 (+0.48%) Land $100,000 Building $422,800 |
| 2025 | $520,300 (-5.74%) Land $105,000 Building $415,300 | $520,300 (-5.74%) Land $105,000 Building $415,300 | |
| 2023 | $5,886.00 (+3.48%) | $552,000 Land $102,000 Building $450,000 | $552,000 Land $102,000 Building $450,000 |
| 2022 | $5,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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