DeSoto County property record for 1480 Gaines Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2019 |
| Square Footage | 2,347 sqft Adjusted Area |
| Lot Size | 43,560 sqft (1 acres) |
| Tax Bill | $1,713.00 (2025) |
Source: DeSoto County records · APN 4-08-1-11-00-0-00009-02
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 100 RANCH RD, HERNANDO, MS 38632-7321 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Feb 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANKCORPSOUTH BANK |
| Oct 31, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2017 |
| Transfer Doc | 000839/649 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1480 GAINES RD, HERNANDO, MS 38632-9085 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GOOD TITLE |
| Name | Verified Name |
|---|
| Document Number | 004550/104 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 4550/104 |
| Instrument | T04550-00104 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1480 GAINES RD, HERNANDO, MS 38632-9085 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GOOD TITLE |
| Name | Verified Name |
|---|
| Document Number | 004490/676 |
|---|---|
| Date | Feb 09, 2018 |
| Book Page | 4490/676 |
| Instrument | T04490-00676 |
| Name | BANKCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 23, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 31, 2017 |
| Property Address | 1480 GAINES RD, HERNANDO, MS 38632-9085 |
| Document Number | 000839/649 |
| Book / Page | 0839 / 649 |
| Map Reference | DB 372 PG 695 |
| Instrument Date | Oct 26, 2017 |
| Instrument | W00839-00649 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 RANCH RD, HERNANDO, MS 38632-7321 |
| Name | Verified Name |
|---|---|
| Address | 100 RANCH RD, HERNANDO, MS 38632-7321 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,713.00 (+17.33%) | $20,489 (+41.88%) Land $1,000 Building $19,489 | $204,886 (+41.88%) Land $10,000 Building $194,886 |
| 2023 | $1,460.00 | $14,441 | $144,411 Land $10,000 Building $134,411 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4-08-1-11-00-0-00009-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,347 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 1480 GAINES RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9085 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 NE 1/4 |
| Legal Range | 08 |
| Legal Township | 04 |
| Legal Section | 11 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 71123 |
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