DeSoto County property record for 1431 Gaines Rd, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1985 |
| Square Footage | 1,608 sqft Adjusted Area |
| Lot Size | 422,532 sqft (9.7 acres) |
| Tax Bill | $312.00 (2025) |
| Primary APN | 4-08-1-11-00-0-00028-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,608 sqft Adjusted Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 422,532 sqft (9.7 acres) |
| Utility Building | 500 sqft Utility Building |
| Street Address | 1431 GAINES RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9085 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 11-4-8 PT SE 1/4 |
| Legal Range | 008 |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Lot Number | 28 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 4-08-1-11-00-0-00028-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1431 GAINES RD, HERNANDO, MS 38632-9085 |
| Owner Type | Owner is a Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 30, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 01, 2017 | Quit Claim Deed, Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 05, 2024 |
| Transfer Doc | 1024/10076 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1431 GAINES RD, HERNANDO, MS 38632-9085 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1431 GAINES RD, HERNANDO, MS 38632-9085 |
| Document Number | 005218/405 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 5218/405 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1431 GAINES RD, HERNANDO, MS 38632-9085 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1431 GAINES RD, HERNANDO, MS 38632-9085 |
| Document Number | 005053/591 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5053/591 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 01, 2017 |
| Property Address | 1431 GAINES RD, HERNANDO, MS 38632-9085 |
| Document Number | 20170801010219060 |
| Map Reference | MB 0425 PG 0259 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 20170801010219060 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1431 GAINES RD, 1431, HERNANDO, MS 38632-9085 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1431 GAINES RD, HERNANDO, MS 38632-9085 |
| Document Number | 20170801010219070 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 20170801010219070 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 (-17.24%) | $11,184 (-) Land $4,850 Building $6,334 | $111,840 (-) Land $48,500 Building $63,340 |
| 2023 | $377.00 | $11,184 | $111,840 Land $48,500 Building $63,340 |
1431 Gaines Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 71st in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 613 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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