DeSoto County property record for 1374 Gaines Rd, Hernando, MS 38632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1972 |
| Square Footage | 2,747 sqft Adjusted Area |
| Lot Size | 435,600 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $578,550 (2024) |
| Tax Bill | $1,706.00 (2025) |
| Primary APN | 4-08-1-11-00-0-00029-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,747 sqft Adjusted Area |
| 1st Floor | 1,893 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 435,600 sqft (10 acres) |
| Street Address | 1374 GAINES RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9082 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 11-4-8 PT SE 1/4 |
| Legal Range | 008 |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | DOVE RIDGE ESTATES PHASE I |
| Legal Lot Number | 29 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 4-08-1-11-00-0-00029-00
Assessment roll updated December 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Living Trust |
| Date | Document |
|---|---|
| Feb 06, 2026 | Intrafamily Transfer, Transfer |
| Aug 06, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jul 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | May 05, 2009 · Amount on Record |
| Deed Book / Page | 1024 / 12812 |
| Last Transfer Date | Jan 15, 2026 |
| Transfer Doc | DKW1026/1915 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 06, 2026 |
| Property Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Document Number | DKW1026/1915 |
| Book / Page | DK W 1026 / 1915 |
| Map Reference | MB 35 PG 9-10 |
| Instrument Date | Jan 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL |
| Name | Verified Name |
|---|
| Document Number | 005010/149 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 5010/149 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 27, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL |
| Name | Verified Name |
|---|---|
| Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Document Number | 0005192/39 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 5192/39 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Document Number | 005248/346 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 5248/346 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 26, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 19, 2024 |
| Property Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Document Number | 1024/12812 |
| Book / Page | 1024 / 12812 |
| Instrument Date | Jul 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1018 BITTER CREEK RD, RECLUSE, WY 82725-9726 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1374 GAINES RD, HERNANDO, MS 38632-9082 |
| Investor | Possibly a Property Investor |
| Document Number | 0566168172 |
|---|---|
| Date | Jul 19, 2024 |
| Instrument | 5661/68172 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,706.00 (+62.32%) | $23,988 (+34.14%) Land $4,199 Building $19,789 | $237,882 (+34.52%) Land $39,991 Building $197,891 |
| 2023 | $1,051.00 | $17,883 | $176,841 Land $39,985 Building $136,856 |
1374 Gaines Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 71st in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 613 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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