148 Waterloo Bend, Birmingham, AL 35242 Property Records

Shelby County property record for 148 Waterloo Bend, Birmingham, AL 35242 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2010
Square Footage	4,422 sqft Heated Area
Lot Size	30,928 sqft (0.71 acres)
Garage	Attached, 729 sqft
Occupancy	Owner Occupied
Last Sale	$939,000 (2020)
Tax Bill	$5,228.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102100009012000`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,422 sqft Heated Area
1st Floor	2,779 sqft 1st Floor
Upper Floors	1,643 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	30,928 sqft (0.71 acres)
Depth X Width	217 ft x 65.4 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	729 sqft Garage
Pool Area	608 sqft Pool
Deck Area	64 sqft Deck
Wet Bar	Wet Bar

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	148 WATERLOO BND
City	BIRMINGHAM
State	AL
Zip	35242-4490
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NBRHD: 01 LAKE WELLINGTON ESTATES R-2
Legal Subdivision	LAKE WELLINGTON ESTATES
Legal Lot Number	12
Jurisdiction	SHELBY AL
Minor Civil Division	ALABASTER-HELENA
Census Blockgroup	2
Census Block	2048
Census Tract	30304

Owner

Source: Shelby County records · APN 102100009012000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2021	Deed of Trust, Mortgage · Line of Credit OAKWORTH CAPITAL BANK
Oct 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCGOWING & KING MORTGAGE LLC
Dec 16, 2019	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PNC BANK NA
Oct 14, 2020	Warranty Deed, Transfer · Stand Alone First Mortgage CAPITAL BANK
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 12, 2020	Warranty Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Aug 04, 2020 · Amount on Record
Deed Doc Number	2020468260
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490

Mortgage

Document Number	0000490400
Date	Oct 07, 2021
Instrument	20211007000490400

Lender

Name	OAKWORTH CAPITAL BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490390
Date	Oct 07, 2021
Instrument	20211007000490390

Lender

Name	MCGOWING & KING MORTGAGE LLC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463950
Date	Dec 16, 2019
Instrument	20191216000463950

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	444 Months
Due	Dec 02, 2056

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 14, 2020
Property Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Document Number	0000468260
Map Reference	MB 38 PG 90
Instrument Date	Oct 09, 2020
Instrument	20201014000468260
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	148 WATERCLOO BEND, BIRMINGHAM, AL 35242-4490
Investor	Possibly a Property Investor

Mortgage

Document Number	0000468270
Date	Oct 14, 2020
Instrument	20201014000468270

Lender

Name	CAPITAL BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 15, 2017
Property Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Document Number	0000336000
Map Reference	MB38 PG90
Instrument Date	Sep 12, 2017
Instrument	20170915000336000
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4720 COLONNADE PL APT 205, 4720, BIRMINGHAM, AL 35243-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490

Mortgage

Document Number	0000336010
Date	Sep 15, 2017
Instrument	20170915000336010

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2037

May 2020: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	May 12, 2020
Property Address	148 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Document Number	0000187360
Instrument Date	Sep 12, 2017
Instrument	187360
Record Updated	Jul 02, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	148 WATERLOO BND BIRMINGHAM AL 352424490, BIRMINGHAM, AL 35242-4490

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (+12.38%)	$118,840 (+11.42%)	$1,188,370 (+11.43%) Land $125,000 Building $1,063,370
2023	$4,652.00 Homeowner's exemption	$106,660	$1,066,430 Land $125,000 Building $941,430

148 Waterloo Bend, Birmingham, AL 35242 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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