144 Waterloo Bend, Birmingham, AL 35242 Property Records

Shelby County property record for 144 Waterloo Bend, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,846 sqft · built 2008
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$719,844 (Oct 2008)
Tax Bill	$3,818 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`102100009011000`

Property Details

APN / Parcel Number

Primary APN	`102100009011000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,846 sqft Heated Area
1st Floor Area	2,435 sqft
Upper Floors Area	1,497 sqft
Basement Area	2,123 sqft
Finished Basement	529 sqft
Unfinished Basement	849 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	213 ft deep x 76.6 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	144 WATERLOO BND
City	BIRMINGHAM
State	AL
Zip	35242-4490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 10 19S 02W NBRHD: 01 LAKE WELLINGTON ESTATES R-2
Legal Range	02W
Legal Township	19S
Legal Section	10
Legal Subdivision	LAKE WELLINGTON ESTATES
Legal Lot Number	11
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2048
Census Tract	30304

Owner

144 Waterloo Bend is owned and occupied by an individual who bought it in October 2008.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	144 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2008 · Amount on File
Deed Sale	Oct 7, 2008 · Amount on File
Prior Sale	Mar 3, 2008 · Amount on File
Deed Document Number	2008396630
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Recording Date	Apr 21, 2026
Property Address	144 WATERLOO BND, BIRMINGHAM, AL 35242-4490
Document Number	0000116790
Instrument Date	Apr 6, 2026
Instrument	2026116790
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 WATERLOO BND, BIRMINGHAM, AL 35242-4490

Mortgage

Document Number	0000116790,
Date	Apr 21, 2026
Instrument	2026116790

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 144 Waterloo Bend was $3,818 with exemptions applied, down 14.5% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,818.00 (-14.55%) Homeowner's exemption Senior Citizen's exemption
2025	$4,468.00	$101,560	$1,015,500 Land $125,000 Building $890,500
2023	$3,481.00 Homeowner's exemption Senior Citizen's exemption	$93,240	$932,400 Land $125,000 Building $807,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 144 Waterloo Bend in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Waterloo Bend is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20