Shelby County property record for 145 Waterloo Bend, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,404 sqft · built 2014 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Dec 2012) |
| Tax Bill | $6,191 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102100009014000 |
| Primary APN | 102100009014000 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,404 sqft Heated Area |
| 1st Floor Area | 4,093 sqft |
| Basement Area | 2,303 sqft |
| Finished Basement | 1,874 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 197 ft deep x 65.4 ft wide |
| Garage Type | Attached |
| Garage Area | 928 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 504 sqft |
| Porch | Slab |
| Deck Area | 75 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 145 WATERLOO BND |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-4491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 10 19S 02W NBRHD: 01 LAKE WELLINGTON ESTATES R-2 |
| Legal Range | 02W |
| Legal Township | 19S |
| Legal Section | 10 |
| Legal Subdivision | LAKE WELLINGTON ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 30304 |
145 Waterloo Bend is owned and occupied by an individual who acquired it in October 2019.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK |
| Aug 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK |
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit NOBLE BK&TR |
| Nov 4, 2019 | Warranty Deed, Transfer NOBLE BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on File |
| Deed Sale | Dec 28, 2012 · Amount on File |
| Prior Sale | Nov 4, 2008 · Amount on File |
| Deed Document Number | 2012496610 |
| Last Transfer Date | Oct 28, 2019 |
| Transfer Doc | 0000406280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 145 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000313530 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 20180830000313530 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 145 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000313540 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 20180830000313540 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 145 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000470470 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 WATERLOO BND BIRMINGHAM AL 352424491, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000470470 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 470470 |
| Name | NOBLE BK&TR |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Nov 4, 2019 |
| Property Address | 145 WATERLOO BND, BIRMINGHAM, AL 35242-4491 |
| Document Number | 0000406280 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 406280 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $552.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 WATERLOO BND BIRMINGHAM AL 352424491, BIRMINGHAM, AL 35242-4491 |
| Document Number | 406290 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 406290 |
| Name | NOBLE BK&TR |
|---|---|
| Type | Bank |
| Address | ANNISTON, AL 36201 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2049 |
The 2026 property tax bill for 145 Waterloo Bend was $6,191 with a homeowner's exemption, up 0.1% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,191.00 (+0.13%) Homeowner's exemption | ||
| 2025 | $6,183.00 | $140,540 | $1,405,350 Land $160,000 Building $1,245,350 |
| 2023 | $5,564.00 Homeowner's exemption | $127,400 | $1,273,900 Land $160,000 Building $1,113,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Waterloo Bend in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Waterloo Bend is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures