148 Temperence River Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 148 Temperence River Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,286 sqft · built 2006
Lot Size	0.283 acres (12,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2015)
Tax Bill	$15,044 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227-0570-006-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0570-006-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,286 sqft Living Area
1st Floor Area	2,671 sqft
2nd Floor Area	2,615 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	12,341 sqft (0.283 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 TEMPERENCE RIVER CT
City	FOLSOM
State	CA
Zip	95630-7422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	AMERICAN RIVER CANYON N 06B, LOT 57
Legal Subdivision	AMERICAN RIVER CANYON N 06B
Legal Lot Number	57
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1000
Census Tract	8210

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2021	Quit Claim Deed, Transfer HOMEXPRESS MTG CORP
Feb 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Prior Sale	Mar 12, 2010 · Amount on Record
Deed Book / Page	20150803 / 909
Last Transfer Date	Dec 15, 2020
Transfer Doc	1220000000887
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422

Mortgage

Document Number	0000000625
Date	Feb 9, 2023
Instrument	2023020900625

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63179

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422

Mortgage

Document Number	0000001572
Date	May 24, 2021
Instrument	202105241572

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422

Mortgage

Document Number	5240000001572
Date	May 24, 2021
Book Page	20210524/1572

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 22, 2021
Property Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Document Number	2101220887
Instrument Date	Dec 15, 2020
Instrument	2101220887
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29731 WINDSONG LN AGOURA HILLS CA 913014074, AGOURA HILLS, CA 91301-4074

Mortgage

Document Number	2101220888
Date	Jan 22, 2021
Instrument	2101220888

Lender

Name	HOMEXPRESS MTG CORP
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 3, 2017
Property Address	148 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Document Number	0000000002
Book / Page	170203 / 000002
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 TEMPERENCE RIVER CT FOLSOM CA 956307422, FOLSOM, CA 95630-7422

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,324,894 (+2%) Land $331,223 Building $993,671
2025	$15,044.00 (+2.07%)	$1,298,917 (+4.04%) Land $324,729 Building $974,188
2024	$14,739.00 (+2.11%)
2023	$14,434.00 (+102.7%)	$1,248,480 Land $312,120 Building $936,360
2022	$7,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1995–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cal.net, Succeed.Net, Xfinity, Zeta Broadband.

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