140 Temperence River Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 140 Temperence River Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,503 sqft · built 2005
Lot Size0.317 acres (13,819 sqft)
Owner2 Individual Names on File
Last Sale$885,000 (Mar 2005)
Tax Bill$15,001 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN227-0570-008-0000

Property Details

APN / Parcel Number

Primary APN227-0570-008-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,503 sqft Living Area
1st Floor Area2,567 sqft
2nd Floor Area706 sqft
Basement Area230 sqft
Finished Basement230 sqft
Bonus RoomBonus Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleH-Shape
Construction TypeWood
Roof MaterialOther
Lot Area13,819 sqft (0.317 acres)
Garage Area752 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address140 TEMPERENCE RIVER CT
CityFOLSOM
StateCA
Zip95630-7422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-ML
Legal DescriptionAMERICAN RIVER CANYON N 06B, LOT 59
Legal SubdivisionAMERICAN RIVER CANYON N 06B
Legal Lot Number59
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1000
Census Tract8210

Owner

140 Temperence River Ct is owned and occupied by two individuals who bought it in March 2005.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address140 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU
Oct 9, 2020Deed of Trust, Mortgage
RECOVCO MTG MGMT LLC
Jul 18, 2017Deed of Trust, Mortgage
PROVIDENT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2005 · Amount on File
Deed SaleMar 30, 2005 · Amount on File
Prior SaleApr 16, 2002 · Amount on File
Deed Book / Page20050330 / 1016
Prior Transfer DateDec 27, 2004
Prior Transfer Doc0000002685
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address140 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422

Mortgage

Document Number0000000289
DateMay 10, 2022
Instrument2022051000289
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address140 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Document Number2010271512
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedNov 6, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address140 TEMPERENCE RIVER CT FOLSOM CA 956307422, FOLSOM, CA 95630-7422

Mortgage

Document Number2010271512
DateOct 27, 2020
Instrument2010271512
Lender
NameRECOVCO MTG MGMT LLC
AddressIRVING, TX 75038
Agreement
AmountAmount on Record
Term360 Months
DueOct 26, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address140 TEMPERENCE RIVER CT, FOLSOM, CA 95630-7422
Document Number1707250929
Instrument DateJul 18, 2017
Transaction TypeMortgage
Record UpdatedAug 3, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address140 TEMPERENCE RIVER CT FOLSOM CA 956307422, FOLSOM, CA 95630-7422

Mortgage

Document Number1707250929
DateJul 25, 2017
Instrument1707250929
Lender
NamePROVIDENT BK
TypeBank
AddressRIVERSIDE, CA 92506
Agreement
AmountAmount on Record
Term360 Months
DueJul 24, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 140 Temperence River Ct was $15,001 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,327,968 (+2%) Land $355,438 Building $972,530
2025$15,001.00 (+2.08%) Homeowner's exemption$1,301,930 Land $348,469 Building $953,461
2024$14,695.00 (+11.55%)
2023$13,173.00 (-0.54%) Homeowner's exemption$1,140,000 Land $250,000 Building $890,000
2022$13,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 140 Temperence River Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1995–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Temperence River Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JUAN WATER DISTRICT
serves 29,738 people · EPA ID CA3410021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T, Cal.net, Succeed.Net, Zeta Broadband.

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