148 Shadowhill Cir, San Ramon, CA 94583 Property Records

Contra Costa County property record for 148 Shadowhill Cir, San Ramon, CA 94583

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,812 sqft · built 2000
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (May 2021)
Tax Bill	$14,433 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-511-039-9`

Property Details

APN / Parcel Number

Primary APN	`208-511-039-9`
Alternative APN	`208-511-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	779 sqft
2nd Floor Area	1,033 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	148 SHADOWHILL CIR
City	SAN RAMON
State	CA
Zip	94583-5358
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8113 L39
Legal Subdivision	SUBDIVISION 8113
Legal Tract	8113
Legal Lot Number	39
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3020
Census Tract	345205

Owner

148 Shadowhill Cir, a townhouse, is owned and occupied by two individuals who bought it in May 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 SHADOWHILL CIR, SAN RAMON, CA 94583-5358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 3, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Sep 14, 2000 · Amount on File
Deed Document Number	2021132696
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	148 SHADOWHILL CIR, SAN RAMON, CA 94583-5358
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SHADOWHILL CIR, SAN RAMON, CA 94583-5358

Mortgage

Document Number	0000049389
Date	Feb 17, 2021
Instrument	2021-049389

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	BRENTWOOD, CA 94513

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	148 SHADOWHILL CIR, SAN RAMON, CA 94583-5358
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SHADOWHILL CIR, SAN RAMON, CA 94583-5358

Mortgage

Document Number	0000214588
Date	Sep 24, 2020
Instrument	2020-214588

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 3, 2021
Property Address	148 SHADOWHILL CIR, SAN RAMON, CA 94583-5358
Document Number	0000132696
Map Reference	MB 410 PG 23
Instrument Date	Apr 23, 2021
Instrument	2021-132696
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	148 SHADOWHILL CIR, SAN RAMON, CA 94583-5358

Mortgage

Document Number	0000132697
Date	May 3, 2021
Instrument	2021-132697

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	148 SHADOWHILL CIR, SAN RAMON, CA 94583-5358
Document Number	0000015395
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SHADOWHILL CIR SAN RAMON CA 945835358, SAN RAMON, CA 94583-5358

Mortgage

Document Number	0000015395
Date	Jan 31, 2018
Instrument	15395

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	BRENTWOOD, CA 94513

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 148 Shadowhill Cir was $14,433 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,196,000 (-3.92%) Land $415,999 Building $780,001
2025	$14,433.00 Homeowner's exemption	$1,244,796 Land $432,972 Building $811,824
2023	$13,911.00 (+0.75%) Homeowner's exemption	$1,196,460 Land $416,160 Building $780,300
2022	$13,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 148 Shadowhill Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Shadowhill Cir is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile.

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