Delaware County property record for 148 Saddle Tree Ct, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,024 sqft · built 2003 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $189,200 (May 2004) |
| Tax Bill | $5,810 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-422-04-011-000 |
| Primary APN | 519-422-04-011-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 3,676 sqft |
| 1st Floor Area | 1,224 sqft |
| Upper Floors Area | 800 sqft |
| Basement Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 19,123 sqft (0.439 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Stoop |
| Porch Area | 28 sqft |
| Patio Area | 500 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 148 SADDLE TREE CT |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-8297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8515 SHELBOURNE FOREST PHX |
| Legal Subdivision | SHELBOURNE FOREST PHX |
| Legal Lot Number | 8515 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10420 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 148 SADDLE TREE CT, DELAWARE, OH 43015-8297 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2004 · Amount on Record |
| Deed Sale | May 26, 2004 · Amount on Record |
| Prior Sale | Mar 19, 2004 · Amount on Record |
| Deed Document Number | 200424270 |
| Deed Book / Page | 507 / 1827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 148 SADDLE TREE CT, DELAWARE, OH 43015-8297 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | LANDSED TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010719 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 1713/1255 |
| Instrument | 202000010719 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 148 SADDLE TREE CT, DELAWARE, OH 43015-8297 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010819 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 1957/1572 |
| Instrument | 202200010819 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 148 SADDLE TREE CT, DELAWARE, OH 43015-8297 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 148 SADDLE TREE CT, DELAWARE, OH 43015-8297 |
| Document Number | 0000010820 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 1957/1577 |
| Instrument | 202200010820 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,810.00 (+5.35%) | $116,730 (-) Land $22,580 Building $94,150 | $333,500 (-) Land $64,500 Building $269,000 |
| 2024 | $5,515.00 (-0.18%) Homeowner's exemption | $116,730 (-) Land $22,580 Building $94,150 | |
| 2023 | $5,525.00 Homeowner's exemption | $116,730 Land $22,580 Building $94,150 | $333,500 Land $64,500 Building $269,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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