123 Saddle Tree Ct, Delaware, OH 43015 Property Records

Delaware County property record for 123 Saddle Tree Ct, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,070 sqft · built 2003
Lot Size	0.761 acres (33,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,500 (Feb 2004)
Tax Bill	$6,479 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-422-04-015-000`

Property Details

APN / Parcel Number

Primary APN	`519-422-04-015-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,070 sqft Living Area
Gross Area	5,166 sqft
1st Floor Area	1,638 sqft
Upper Floors Area	1,432 sqft
Basement Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	33,149 sqft (0.761 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	32 sqft
Deck Area	384 sqft
Patio Area	630 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	123 SADDLE TREE CT
City	DELAWARE
State	OH
Zip	43015-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8519 SHELBOURNE FOREST PHX
Legal Subdivision	SHELBOURNE FOREST PHX
Legal Lot Number	8519
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2009
Census Tract	10420

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 SADDLE TREE CT, DELAWARE, OH 43015-8297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2004 · Amount on Record
Deed Sale	Feb 4, 2004 · Amount on Record
Deed Document Number	20045020
Deed Book / Page	467 / 2616
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	123 SADDLE TREE CT, DELAWARE, OH 43015-8297
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SADDLE TREE CT, DELAWARE, OH 43015-8297

Mortgage

Document Number	0000006067
Date	Mar 28, 2024
Book Page	2082/2831
Instrument	202400006067

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,479.00 (+5.37%)	$130,240 (-) Land $22,540 Building $107,700	$372,100 (-) Land $64,400 Building $307,700
2024	$6,149.00 (-0.19%) Homeowner's exemption	$130,240 (-) Land $22,540 Building $107,700
2023	$6,161.00 Homeowner's exemption	$130,240 Land $22,540 Building $107,700	$372,100 Land $64,400 Building $307,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20