129 Saddle Tree Ct, Delaware, OH 43015 Property Records

Delaware County property record for 129 Saddle Tree Ct, Delaware, OH 43015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,162 sqft · built 2003
Lot Size0.725 acres (31,581 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Feb 2004)
Tax Bill$5,399 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jan 2024 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN519-422-04-014-000

Property Details

APN / Parcel Number

Primary APN519-422-04-014-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,162 sqft Living Area
Gross Area3,508 sqft
1st Floor Area994 sqft
Upper Floors Area1,168 sqft
Basement Area966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialMasonry Veneer
Lot Area31,581 sqft (0.725 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area594 sqft
PorchOpen Porch
Porch Area78 sqft
Deck Area372 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerConnected

Location & Zoning

Street Address129 SADDLE TREE CT
CityDELAWARE
StateOH
Zip43015-8297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8518 SHELBOURNE FOREST PHX
Legal SubdivisionSHELBOURNE FOREST PHX
Legal Lot Number8518
JurisdictionDELAWARE OH
Township / Civil DivisionDELAWARE CITY
Census Block Group2
Census Block2009
Census Tract10420

Owner

Source: Delaware County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address129 SADDLE TREE CT, DELAWARE, OH 43015-8297
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 8, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 11, 2020Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2004 · Amount on Record
Deed SaleFeb 4, 2004 · Amount on Record
Deed Document Number20045006
Deed Book / Page467 / 2545
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Recording DateSep 22, 2026
Property Address129 SADDLE TREE CT, DELAWARE, OH 43015-8297
Document Number0000025684
Instrument DateSep 4, 2026
Instrument202625684
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 SADDLE TREE CT, DELAWARE, OH 43015-8297

Mortgage

Document Number0000025684,
DateSep 22, 2026
Instrument202625684
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Property Address129 SADDLE TREE CT, DELAWARE, OH 43015-8297
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 SADDLE TREE CT, DELAWARE, OH 43015-8297

Mortgage

Document Number0000000351
DateJan 8, 2024
Book Page2070/2253
Instrument202400000351
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2044

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Property Address129 SADDLE TREE CT, DELAWARE, OH 43015-8297
Transaction TypeMortgage
Record UpdatedMay 4, 2021
Title CompanyNORTHWEST SELECT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015965
DateApr 6, 2021
Book Page1845/2194
Instrument202100015965
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Property Address129 SADDLE TREE CT, DELAWARE, OH 43015-8297
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020029
DateJun 11, 2020
Book Page1735/1581
Instrument202000020029
Lender
NameMIDLAND MORTGAGE CORP
TypeMortgage Company
AddressCOLUMBIA, SC 29201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDelaware County
MunicipalityDelaware City
Unified School DistrictDelaware City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,399.00 (+5.37%)$108,430 (-) Land $22,540 Building $85,890$309,800 (-) Land $64,400 Building $245,400
2024$5,124.00 (-0.19%) Homeowner's exemption$108,430 (-) Land $22,540 Building $85,890
2023$5,134.00 Homeowner's exemption$108,430 Land $22,540 Building $85,890$309,800 Land $64,400 Building $245,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2016–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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