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148 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 148 Mill St, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,560 sqft · built 1900
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Tax Bill$6,081 (2025)
Deeds & MortgagesNov 2021 Refinance
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:042.0 B:0000 L:0008.0

Property Details

APN / Parcel Number

Primary APNLANC M:042.0 B:0000 L:0008.0

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,560 sqft Living Area
1st Floor Area1,172 sqft
Basement Area1,172 sqft
Unfinished Basement1,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialAsbestos
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,799 sqft (0.73 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address148 MILL ST
CityLANCASTER
StateMA
Zip01523-2078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMCLAUCHLAN
Legal Lot Number8.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2008
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:042.0 B:0000 L:0008.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address148 MILL ST, LANCASTER, MA 01523-2078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONS LENDING CORP
Jan 31, 2018Deed of Trust, Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address148 MILL ST, LANCASTER, MA 01523-2078
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number66602-124
DateNov 23, 2021
Book Page66602/124
Instrument164705
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address148 MILL ST, LANCASTER, MA 01523-2078
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number58388-15
DateJan 31, 2018
Book Page58388/15
Instrument10297
Lender
NameSANTANDER BANK NA
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,081.00 (+5.92%)$376,300 (+12.66%) Land $113,900 Building $262,400$662,245 (+97.03%)
2024$336,110
2023$5,741.00$334,000 Land $96,300 Building $237,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1978–2010)
Claims Outside the SFHA2 of 9
Most Recent ClaimMar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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