168 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 168 Mill St, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,756 sqft · built 1966
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Tax Bill$7,165 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jan 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNLANC M:042.0 B:0000 L:0142.0

Property Details

APN / Parcel Number

Primary APNLANC M:042.0 B:0000 L:0142.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,756 sqft Living Area
1st Floor Area1,046 sqft
Basement Area924 sqft
Unfinished Basement524 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1983
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address168 MILL ST
CityLANCASTER
StateMA
Zip01523-2098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number142.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1043
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 252, LANCASTER, MA 01523-0252
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU
Jan 23, 2023Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU
Aug 2, 2021Quit Claim Deed, Transfer
Quitclaim
Jun 29, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 30, 2021
Transfer Doc065747-392
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address168 MILL ST, LANCASTER, MA 01523-2098
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065954-150
DateAug 31, 2021
Book Page65954/150
Instrument122142
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 1, 2041
Interest
Rate TypeAdjustable Rate

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address168 MILL ST, LANCASTER, MA 01523-2098
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068748-284
DateJan 23, 2023
Book Page68748/284
Instrument6306
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 1, 2043
Interest
Rate TypeAdjustable Rate

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateAug 2, 2021
Property Address168 MILL ST, LANCASTER, MA 01523-2098
Document Number065747-392
Book / Page65747 / 392
Instrument DateJul 30, 2021
Instrument107840
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address168 MILL ST, LANCASTER, MA 01523-2098

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateJun 29, 2021
Property Address168 MILL ST, LANCASTER, MA 01523-2098
Document Number00065503-1
Book / Page65503 / 1
Instrument DateJun 28, 2021
Instrument90544
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address168 MILL ST, LANCASTER, MA 01523-2098

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,165.00 (+3.06%)$443,400 (+9.64%) Land $104,700 Building $338,700$560,975 (+9.62%)
2024$511,765
2023$6,952.00$404,400 Land $88,600 Building $315,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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