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137 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 137 Mill St, Lancaster, MA 01523

Property Summary

Property TypeTriplex
Details8 bd · 6.5 ba · 4,648 sqft · built 2002
Lot Size2.97 acres (129,373 sqft)
Owner2 Individual Names on File
Last Sale$930,000 (Dec 2023)
Tax Bill$14,677 (2025)
Deeds & MortgagesApr 2021 Refinance
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:042.0 B:0000 L:0039.0

Property Details

APN / Parcel Number

Primary APNLANC M:042.0 B:0000 L:0039.0

Interior

Bedrooms8 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Total Rooms17 Rooms
Units3 Units
Stories2 Stories
Building Area4,648 sqft Living Area
1st Floor Area2,464 sqft
Basement Area2,464 sqft
Unfinished Basement1,720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area129,373 sqft (2.97 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address137 MILL ST
CityLANCASTER
StateMA
Zip01523-2197
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Lot Number39.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2017
Census Tract713100

Owner

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address137 MILL ST, LANCASTER, MA 01523-2197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CF BANK NA
Dec 15, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Prior SaleDec 16, 2016 · Amount on Record
Deed Book / Page70000 / 311
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address137 MILL ST, LANCASTER, MA 01523-2197
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number064918-165
DateApr 13, 2021
Book Page64918/165
Instrument50591
Lender
NameCF BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateDec 15, 2023
Property Address137 MILL ST, LANCASTER, MA 01523-2197
Document Number070000-311
Book / Page70000 / 311
Instrument DateDec 15, 2023
Instrument105202
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address137 MILL ST, LANCASTER, MA 01523-2197

Mortgage

Document Number0000105203
DateDec 15, 2023
Instrument105203
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$14,677.00 (+7.02%)$908,200 (+13.84%) Land $135,800 Building $772,400
2023$13,714.00$797,800 Land $115,800 Building $682,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1978–2010)
Claims Outside the SFHA2 of 9
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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