148 Harbor Lights Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 148 Harbor Lights Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,033 sqft · built 2010
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jul 2015)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-15-04-0039`

Property Details

APN / Parcel Number

Primary APN	`459-15-04-0039`
Alternative APN	`1911230026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,033 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	725 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1911230026
Street Address	148 HARBOR LIGHTS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOUR LIGHTS SUBD; LOT 13
Legal Subdivision	HARBOUR LIGHTS SUBD
Legal Lot Number	13
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1037
Census Tract	51201

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	148 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Prior Sale	Mar 12, 2009 · Amount on Record
Deed Document Number	2015000087804
Deed Book / Page	3836 / 1922
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	148 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172
Document Number	5857/1640
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 HARBOR LIGHTS DR SURFSIDE BEACH SC 295754172, SURFSIDE BEACH, SC 29575-4172

Mortgage

Document Number	5857/1640
Date	Feb 24, 2017
Book Page	005857/001640

Lender

Name	VILLAGE CAP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00		$763,516 (-) Land $331,886 Building $431,630
2024	$2,210.00 (+11.84%)	$30,540 (+57.87%) Land $13,275 Building $17,265	$763,516 (+57.88%) Land $331,886 Building $431,630
2023	$1,976.00 (+2.7%)	$19,345 (-) Land $4,461 Building $14,884	$483,620 (-) Land $111,520 Building $372,100
2021	$1,924.00	$19,345 Land $4,461 Building $14,884	$483,620 Land $111,520 Building $372,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	303 units insured incl. 72 condo units
Nearby Flood Claims	101 (1979–2022)
Claims Outside the SFHA	15 of 101
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims Severe Winds And Flooding Assoc With Hurricane Fran, Sep 1996 · 5 claims Hurricane Hugo, Sep 1989 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20