Horry County property record for 144 Harbor Lights Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,079 sqft · built 2011 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $792,500 (Mar 2025) |
| Tax Bill | $2,902 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-15-04-0041 |
| Primary APN | 459-15-04-0041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1911230028 |
|---|---|
| Street Address | 144 HARBOR LIGHTS DR |
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-4172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOUR LIGHTS SUBD; LOT 11 |
| Legal Subdivision | HARBOUR LIGHTS SUBD |
| Legal Lot Number | 11 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 51201 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7 BUDD BLVD, WEST DEPTFORD, NJ 08096-3354 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2023 | Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2025 · Amount on Record |
| Deed Sale | Mar 12, 2025 · Amount on Record |
| Prior Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 2025000026815 |
| Deed Book / Page | 4920 / 12 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 29, 2023 |
| Property Address | 144 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Number | 0047291474 |
| Book / Page | 4729 / 1474 |
| Instrument Date | Sep 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.49 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Number | 67190000001441 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 0000006719/0000001441 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 916 Months |
| Due | Jan 1, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Nov 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 144 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Number | 6145/0555 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 144 HARBOR LIGHTS DR SURFSIDE BEACH SC 295754172, SURFSIDE BEACH, SC 29575-4172 |
| Document Number | 6145/0555 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 006145/000555 |
| Name | SOUTH ATLANTIC BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $671,029 (-) Land $330,647 Building $340,382 | ||
| 2024 | $2,902.00 (+129.59%) | $26,841 (+109.22%) Land $13,226 Building $13,615 | $671,029 (+83.34%) Land $330,647 Building $340,382 |
| 2023 | $1,264.00 (+2.6%) | $12,829 (-12.37%) Land $3,737 Building $9,092 | $366,000 (-) Land $111,100 Building $254,900 |
| 2021 | $1,232.00 | $14,640 Land $4,444 Building $10,196 | $366,000 Land $111,100 Building $254,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 231 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 303 units insured incl. 72 condo units |
| Nearby Flood Claims | 101 (1979–2022) |
| Claims Outside the SFHA | 15 of 101 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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