Horry County property record for 146 Harbor Lights Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,002 sqft · built 2010 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Sep 2026) |
| Tax Bill | $8,545 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-15-04-0040 |
| Primary APN | 459-15-04-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,002 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 146 HARBOR LIGHTS DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-4172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOUR LIGHTS SUBD; LOT 12 |
| Legal Subdivision | HARBOUR LIGHTS SUBD |
| Legal Lot Number | 12 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 51201 |
Source: Horry County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 146 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer |
| Sep 29, 2023 | Warranty Deed, Transfer |
| May 27, 2022 | Warranty Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 20262026000099830 |
| Deed Book / Page | 5123 / 1776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 9, 2026 |
| Property Address | 146 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Number | 0000099830 |
| Book / Page | 5123 / 1776 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202699830 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 29, 2023 |
| Property Address | 146 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Number | 0047291025 |
| Book / Page | 4729 / 1025 |
| Instrument Date | Sep 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $23.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 27, 2022 |
| Property Address | 146 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Number | 0045552770 |
| Book / Page | 4555 / 2770 |
| Instrument Date | May 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4172 |
| Document Number | 65640000002535 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 0000006564/0000002535 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 932 Months |
| Due | Jan 1, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,545.00 | $658,548 (-) Land $333,173 Building $325,375 | |
| 2024 | $8,545.00 (+244.56%) | $26,342 (+110.08%) Land $13,327 Building $13,015 | $658,548 (+90.63%) Land $333,173 Building $325,375 |
| 2023 | $2,480.00 (+106.49%) | $12,539 (-9.26%) Land $3,977 Building $8,562 | $345,460 (-) Land $111,960 Building $233,500 |
| 2021 | $1,201.00 | $13,818 Land $4,478 Building $9,340 | $345,460 Land $111,960 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 231 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 303 units insured incl. 72 condo units |
| Nearby Flood Claims | 101 (1979–2022) |
| Claims Outside the SFHA | 15 of 101 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures