140 Gulph Hills Rd, Wayne, PA 19087 Property Records

Montgomery County property record for 140 Gulph Hills Rd, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,990 sqft · built 1964
Lot Size	0.636 acres (27,700 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Jan 2021)
Tax Bill	$8,607 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58-00-08692-00-7`

Property Details

APN / Parcel Number

Primary APN	`58-00-08692-00-7`
Alternative APN	`58043B042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,990 sqft Living Area
1st Floor Area	2,615 sqft
Basement Area	375 sqft
Finished Basement	375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Construction Type	Frame
Lot Area	27,700 sqft (0.636 acres)
Lot Width	114 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	180 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	140 GULPH HILLS RD
City	WAYNE
State	PA
Zip	19087-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 11
Legal Subdivision	PROPERTY/HERITAGE INC
Legal Block	43B
Legal Lot Number	11
Jurisdiction	MONTGOMERY PA
Township / Civil Division	UPPER MERION
Census Block Group	1
Census Block	1014
Census Tract	205904

Owner

140 Gulph Hills Rd is owned and occupied by an individual who bought it in January 2021.

Source: Montgomery County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	140 GULPH HILLS RD, WAYNE, PA 19087-4616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Jun 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIET
Nov 30, 2020	Deed of Trust, Mortgage · Conventional with PMI WSFS MTG
Jan 14, 2021	Grant Deed, Transfer · Conventional Mortgage WSFS MTG
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit CITADEL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Aug 4, 2005 · Amount on File
Deed Document Number	20215132
Deed Book / Page	6209 / 2136
Prior Transfer Date	Mar 11, 1997
Prior Transfer Doc	0000006555
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	140 GULPH HILLS RD, WAYNE, PA 19087-4616
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 GULPH HILLS RD, WAYNE, PA 19087-4616

Mortgage

Document Number	0158892466
Date	Apr 17, 2024
Book Page	15889/2466
Instrument	2024018517

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY PA
Recording Date	Jun 29, 2021
Property Address	140 GULPH HILLS RD, WAYNE, PA 19087-4616
Document Number	00623200823
Book / Page	6232 / 00823
Map Reference	PB A-06 PG74
Instrument Date	May 19, 2021
Instrument	2021075072
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 GULPH HILLS RD, RADNOR, PA 19087-4616

Mortgage

Document Number	2021075073
Date	Jun 29, 2021
Instrument	2021075073

Lender

Name	WILMINGTON SAVINGS FUND SOCIET

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	140 GULPH HILLS RD, WAYNE, PA 19087-4616
Document Number	0151302615
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 GULPH HILLS RD WAYNE PA 190874616, WAYNE, PA 19087-4616

Mortgage

Document Number	0151302615
Date	Jan 14, 2021
Book Page	015130/002615
Instrument	5133

Lender

Name	WSFS MTG
Address	WAYNE, PA 19087

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Jan 14, 2021
Property Address	140 GULPH HILLS RD, WAYNE, PA 19087-4616
Document Number	0062092136
Book / Page	006209 / 002136
Instrument Date	Nov 12, 2020
Instrument	5132
Transaction Type	Transfer
Record Updated	Mar 29, 2021
Title Company	DEVON ABSTRACT LLC, DEVON ABS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 GULPH HILLS RD RADNOR PA 190874616, RADNOR, PA 19087-4616

Mortgage

Document Number	151302615
Date	Jan 14, 2021
Book Page	015130/002615
Instrument	5133

Lender

Name	WSFS MTG
Address	WAYNE, PA 19087

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	140 GULPH HILLS RD, WAYNE, PA 19087-4616
Document Number	0143800731
Book / Page	014380 / 000731
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 GULPH HILLS RD WAYNE PA 190874616, WAYNE, PA 19087-4616

Mortgage

Document Number	0143800731
Date	Jul 27, 2017
Book Page	014380/000731
Instrument	55210

Lender

Name	CITADEL FCU
Type	Credit Union
Address	520 EAGLEVIEW BLVD, EXTON, PA 19341-1119

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 140 Gulph Hills Rd was $8,607.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Upper Merion Township
Unified School District	Upper Merion Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,607.00	$250,000 (-)	$250,000 (-)
2025	$8,607.00 (+11.71%)	$250,000 (-) Land $118,950 Building $131,050	$250,000 Land $118,950 Building $131,050
2024	$7,705.00	$250,000 (-) Land $118,950 Building $131,050
2023	$7,705.00 (+3.67%)	$250,000 Land $118,950 Building $131,050
2022	$7,432.00
1998			$250,000 Land $118,950 Building $131,050
1996			$250,000 Land $118,950 Building $131,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 140 Gulph Hills Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1979–2023)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Gulph Hills Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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