St. Louis County property record for 148 Fermo Ave, Saint Louis, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1951 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jun 2022) |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12H-21-1023 |
| Primary APN | 12H-21-1023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Family Room | Family Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 52 ft deep x 52 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Carport |
| Garage Area | 150 sqft |
| Carport | Carport |
| Carport Area | 150 sqft |
| Patio Area | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 148 FERMO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63135-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1D |
| Legal Description | WESTDALE & LOT PT 17 LOT 16 |
| Legal Subdivision | WESTDALE |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 212701 |
148 Fermo Ave is owned and occupied by an individual who bought it in June 2022.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Oct 25, 2019 | Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO |
| Aug 20, 2019 | Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on File |
| Deed Sale | Jun 21, 2022 · Amount on File |
| Prior Sale | Sep 21, 2021 · Amount on File |
| Deed Document Number | 202262124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 21, 2022 |
| Property Address | 148 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 2022062100024 |
| Map Reference | MB 21 PG 13 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022062100024 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | CONTINENTAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 BRADY CIR, 11, SAINT LOUIS, MO 63114-1110 |
| Name | Verified Name |
|---|---|
| Address | 148 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 2022062100025 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022062100025 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Number | 2022062200227 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022062200227 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 25, 2019 |
| Property Address | 148 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 0237603862 |
| Book / Page | 023760 / 003862 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 694 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1137 HARBOR GROVE DR ST CHARLES MO 633016127, ST CHARLES, MO 63301-6127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 20, 2019 |
| Property Address | 148 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 0236622875 |
| Book / Page | 023662 / 002875 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 548 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2156 YALE AVE ST LOUIS MO 631431412, ST LOUIS, MO 63143-1412 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 148 Fermo Ave was $1,895, up 24.3% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,310 (-) Land $1,960 Building $25,350 | $143,700 (-) Land $10,300 Building $133,400 | |
| 2025 | $1,895.00 (+24.34%) | $27,310 Land $1,960 Building $25,350 | $143,700 Land $10,300 Building $133,400 |
| 2024 | $1,524.00 (+0.53%) | ||
| 2023 | $1,516.00 (+94.36%) | $21,000 (+118.75%) Land $2,740 Building $18,260 | $110,500 Land $14,400 Building $96,100 |
| 2022 | $780.00 | $9,600 Land $2,360 Building $7,240 | |
| 2021 | $50,500 Land $12,400 Building $38,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 148 Fermo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 21 (2008–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Fermo Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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