St. Louis County property record for 152 Fermo Ave, Saint Louis, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,016 sqft · built 1950 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,061 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 12H-21-1032 |
| Primary APN | 12H-21-1032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 152 FERMO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63135-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1D |
| Legal Description | WESTDALE LOT PTS 17 & 18 E 17.50 FT LOT 17 & W 22.2 FT LOT 18 |
| Legal Subdivision | WESTDALE |
| Legal Block | 4 |
| Legal Lot Number | 17,18 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 212701 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 152 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 26, 2026 |
| Property Address | 152 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 0000000445 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026445 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 6 LAUREL OAKS CT, LAKE SAINT LOUIS, MO 63367-2128 |
| Document Number | 0000000445, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 2026445 |
| Name | FCB BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,970 (-) Land $1,900 Building $13,070 | $78,800 (-) Land $10,000 Building $68,800 | |
| 2025 | $1,061.00 (-1.49%) | $14,970 (+1.63%) Land $1,900 Building $13,070 | $78,800 (+1.68%) Land $10,000 Building $68,800 |
| 2024 | $1,077.00 (+0.56%) | ||
| 2023 | $1,071.00 (+28.73%) | $14,730 (+43.85%) Land $2,660 Building $12,070 | $77,500 (+43.78%) Land $14,000 Building $63,500 |
| 2022 | $832.00 | $10,240 Land $2,280 Building $7,960 | |
| 2021 | $53,900 Land $12,000 Building $41,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 21 (2008–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures