St. Louis County property record for 134 Fermo Ave, Saint Louis, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 886 sqft · built 1949 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,000 (Jun 2022) |
| Tax Bill | $890 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12H-21-1014 |
| Primary APN | 12H-21-1014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 886 sqft Living Area |
| 1st Floor Area | 589 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Bungalow |
| Exterior Material | Block |
| Foundation Type | Raised |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 125 ft deep x 52 ft wide |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 134 FERMO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63135-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1D |
| Legal Description | WESTDALE & LOT PT 14 LOT 13 |
| Legal Subdivision | WESTDALE |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 212701 |
134 Fermo Ave is owned and occupied by an individual who bought it in June 2022.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 134 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 26, 2017 | Warranty Deed, Transfer · Line of Credit MERCANTILE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on File |
| Deed Sale | Jun 24, 2022 · Amount on File |
| Prior Sale | Dec 26, 2017 · Amount on File |
| Deed Document Number | 2022624198 |
| Prior Transfer Date | Nov 16, 2000 |
| Prior Transfer Doc | 0000000793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 24, 2022 |
| Property Address | 134 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 2022062400198 |
| Map Reference | MB 21 PG 13 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022062400198 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | FREEDOM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 2022062400199 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022062400199 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 26, 2017 |
| Property Address | 134 FERMO AVE, SAINT LOUIS, MO 63135-3251 |
| Document Number | 0228321045 |
| Book / Page | 022832 / 001045 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 249 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2018 |
| Title Company | TITLE EXPERTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1137 HARBOR GROVE DR ST CHARLES MO 633016127, ST CHARLES, MO 63301-6127 |
| Investor | Possibly a Property Investor |
| Document Number | 228321049 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 022832/001049 |
| Instrument | 250 |
| Name | MERCANTILE BK |
|---|---|
| Type | Bank |
| Address | LOUISIANA, MO 63353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 134 Fermo Ave was $890, down 3.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,430 (-) Land $1,960 Building $10,470 | $65,400 (-) Land $10,300 Building $55,100 | |
| 2025 | $890.00 (-3.37%) | $12,430 Land $1,960 Building $10,470 | $65,400 Land $10,300 Building $55,100 |
| 2024 | $921.00 (+0.55%) | ||
| 2023 | $916.00 (+42.24%) | $12,540 (+58.13%) Land $2,740 Building $9,800 | $66,000 Land $14,400 Building $51,600 |
| 2022 | $644.00 | $7,930 Land $2,360 Building $5,570 | |
| 2021 | $41,700 Land $12,400 Building $29,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 134 Fermo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 21 (2008–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 134 Fermo Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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