148 E Lake Deer Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 148 E Lake Deer Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,598 sqft · built 1956
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Mar 2024)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-30-635500-000500`

Property Details

APN / Parcel Number

Primary APN	`26-28-30-635500-000500`
Alternative APNs	`302826635500000500` `02826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,226 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,242 sqft (0.304 acres)
Lot Dimensions	124 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Porch	Florida Room
Porch Area	436 sqft
Shed	1 Shed

Location & Zoning

Street Address	148 E LAKE DEER DR
City	WINTER HAVEN
State	FL
Zip	33880-2250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAVEN HOMES UNIT 2 PB 38 PG 16 LOT 50
Legal Range	26E
Legal Township	28S
Legal Section	30
Legal Subdivision	HAVEN HOMES UNIT 2
Legal Tract	635500
Legal Block	3
Legal Lot Number	50
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3030
Census Tract	13801

Owner

148 E Lake Deer Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 7, 2022	Warranty Deed, Transfer HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on File
Deed Sale	Mar 20, 2024 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	202465034
Deed Book / Page	13048 / 164
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 20, 2024
Property Address	148 E LAKE DEER DR, WINTER HAVEN, FL 33880-7205
Document Number	0000065034
Book / Page	13048 / 164
Map Reference	MB 38 PG 16
Instrument Date	Mar 15, 2024
Instrument	2024065034
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4084 FRUITVILLE RD, SARASOTA, FL 34232-1617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	148 E LAKE DEER DR, WINTER HAVEN, FL 33880-7205

Mortgage

Document Number	0013048166
Date	Mar 20, 2024
Instrument	13048/166

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 7, 2022
Property Address	148 E LAKE DEER DR, WINTER HAVEN, FL 33880-7205
Document Number	0000155133
Book / Page	12286 / 1402
Map Reference	MB 38 PG 16
Instrument Date	May 27, 2022
Instrument	2022155133
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

Amount	Amount on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 PROSPECT AVE, 135, WINTER HAVEN, FL 33880-5340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 ULMERTON RD # 104, 104, CLEARWATER, FL 33762-4141
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 148 E Lake Deer Dr was $1,917 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,109 (+2.7%)	$195,849 (+5.8%) Land $39,053 Building $156,796
2025	$1,917.00 Homeowner's exemption	$185,111 Land $39,053 Building $146,058	$185,111 Land $39,053 Building $146,058
2023	$2,858.00 (+208.64%)	$175,641 (+141.07%) Land $37,890 Building $137,751	$175,641 (+5.66%) Land $37,890 Building $137,751
2022	$926.00	$72,859	$166,234 Land $31,242 Building $134,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 E Lake Deer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 E Lake Deer Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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