130 E Lake Deer Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 130 E Lake Deer Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 995 sqft · built 1963
Lot Size0.333 acres (14,505 sqft)
OwnerIndividual Name on File
Last Sale$209,900 (Apr 2024)
Tax Bill$2,067 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-30-635600-000970

Property Details

APN / Parcel Number

Primary APN26-28-30-635600-000970
Alternative APNs
  • 302826635600000970
  • 02826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area995 sqft Living Area
1st Floor Area995 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area14,505 sqft (0.333 acres)
Lot Dimensions121 ft deep x 121 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area209 sqft
CarportCarport
Carport Area209 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area28 sqft
Shed1 Shed
Utility Building88 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address130 E LAKE DEER DR
CityWINTER HAVEN
StateFL
Zip33880-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAVEN HOMES UNIT 3 PB 45 PG 11 LOT 97
Legal Range26E
Legal Township28S
Legal Section30
Legal SubdivisionHAVEN HOMES UNIT 3
Legal Tract635600
Legal Block3
Legal Lot Number97
Legal Unit3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3028
Census Tract13801

Owner

130 E Lake Deer Dr is owned and occupied by an individual who bought it in April 2024.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address130 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2024 · Amount on File
Deed SaleApr 16, 2024 · Amount on File
Prior SaleAug 13, 2015 · Amount on File
Deed Document Number202486851
Deed Book / Page13079 / 1245
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 16, 2024
Property Address130 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250
Document Number0000086851
Book / Page13079 / 1245
Map ReferenceMB 45 PG 11
Instrument DateApr 12, 2024
Instrument2024086851
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,469.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 E LAKE DEER DR, WINTER HAVEN, FL 33880-2250

Mortgage

Document Number0130791247
DateApr 16, 2024
Instrument13079/1247
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 130 E Lake Deer Dr was $2,067.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,369 (+6.64%) Land $40,631 Building $125,738$166,369 (+6.64%) Land $40,631 Building $125,738
2025$2,067.00$156,010 Land $40,631 Building $115,379$156,010 Land $40,631 Building $115,379
2023$2,148.00 (+5.04%)$138,652 (+1.84%) Land $39,406 Building $99,246$138,652 (+1.84%) Land $39,406 Building $99,246
2022$2,045.00$136,152 Land $32,505 Building $103,647$136,152 Land $32,505 Building $103,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 E Lake Deer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 E Lake Deer Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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